I have credit card addiction and need to get *clean* for the new year

**Sheila Q** · 12-21-2006, 11:32 PM

Hi,

Jeepers Crow I have been bad with my credit card. Too bad actually. We said we were putting a limit on people however I went and bought more stuff for my great niece Maniah. I can't help it just love love love that kid

Although being in love love love with her isn't helping my balance balance balance on my credit card. I feel bad though they are good parents my nephew and his gf have no money really and there thinking of another baby but that is a post in itself

So I am gonna get *clean* after the new year. Too much going on right now still need a few more gifts.........oy vey.

I need to do something and will and my WHOLE heart feels something has to be done.

**Darlene** · 12-22-2006, 07:37 AM

Sounds like a plan, lotsa people will be joining you as you jump back on the frugal bandwagon.

**favesis37** · 12-22-2006, 07:40 AM

good luck! i know the feeling i have 6 greats and have a terrible time not over buying

**Shell** · 12-22-2006, 08:43 AM

Best things to do to beat the addiction is put the credit cards away. Either freeze them or in the safety deposit box. It is a lot easier to live within your means if you don't have the cc's around.

**BlackstoneMama** · 12-22-2006, 09:41 AM

I just locked up my AMEX and my Mastercard. Although Amex is at $0, the MC is at $5600 (!) because of my MBA class. Have to pay that down ASAP before the next class starts.

Lock up the cards!

Its the best idea!

**Ani** · 12-22-2006, 10:55 AM

I have a low interest rate credit card with no balance on it frozen in a Ziplock baggy in the freezer for emergencies. I will probably never use it, but it makes me feel safe. I closed all of my other credit card accounts. I found that I'd end up using them no matter how much I told myself that I wouldn't, so I finally had to do something drastic about it.

Good luck "getting clean" in the New Year! I understand how hard it is.

**Jill B.** · 12-22-2006, 03:35 PM

I agree with the other posters. Freeze one card for real emergencies and cut up the others. We have only one and I use it for work related expenses, airfare and groceries (I lost my debit card). I really want to stop using it completely in the new year (except work related expenses). Maybe I need to get a new debit card and then freeze the MC. I will go cold turkey with you in the new year if you want.

**peanut** · 12-23-2006, 06:44 PM

I agree with BlackstoneMama! Lock those puppies away! I just handed my CCs over to the best safe I know - dh! He hates spending on CC. No more spending until my balance reads a big fat $0 on both cards!