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  1. #1
    Registered User Start-Living's Avatar
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    Default Starting Over again

    Hi everyone
    I haven't been here in about 6 months

    We were doing very good getting ready for a baby.
    Once the baby came, we lost track of our finance.

    We got carried away buying all sort of "wants" for ourselves and the baby.
    Also, me and the baby have been visiting (long-distance) families and spend all of our emergency savings.

    We have been spending way more than we can afford.

    This month, we got $150 NSF charges and late on some bills.

    I'm so so mad at us for doing this to ourselves.

    Now, time to get our finance together again.

    Just want to stop by and say "hi" to everyone.

  2. #2
    Registered User thrifty gal's Avatar
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    Good for you for deciding to get back on track! You can do it, and you're at a great place for support and advice.

  3. #3
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    Hello! It's frustrating when you get off track, but at least you've realized that you need to get back onboard! Best of luck to you!

  4. #4
    Registered User Mom23boys's Avatar
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    Welcome back!
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~

  5. #5
    Registered User Cricketlegs's Avatar
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    Okay done is done. YOu lost it but you can get back on track.

    At least you caught yourself before the credit cards started getting used.

    That is saying alot.
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!

  6. #6
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    Welcome back! By the way, baby is sure a cutie pie. Now, it is time to get a budget going and get back on track.

  7. #7
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    Welcome back! It is easy to fall off track - the main thing is that you have come back on here!
    W

  8. #8
    Registered User kittykatstrong's Avatar
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    Welcome back!

    Katy

  9. #9
    Moderator baxjul's Avatar
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    First of all, he is a handsome litte devil! Look at at that smile!

    Welcome back, and you can get it under control again!
    6 yr. Breast Cancer Survivor!

  10. #10
    Registered User autumnlynn's Avatar
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    Welcome back. Just jump back up here on the frugal wagon. We have a seat saved for you.

  11. #11
    Registered User mom2hancj's Avatar
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    Welcome back!! You can def get back on track!

    We depleted some of our EF too so I am building it right back up with ya. We can do it

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