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Thread: Happy Frugal New Year!
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01-01-2008, 01:20 PM #1
Happy Frugal New Year!
Happy Frugal New Year Everyone! I am ready to start working on my frugal goals.
1. Put the credit cards away! Live beneath my means.
2. Save $100 every month in my emergency fund.
3. Save $100 every month for our trip to disneyland.
4. Try to use up the food I already have and clothes too!
What are your frugal goals for the year?
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01-01-2008, 02:06 PM #2Registered User
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And a very happy frugal new year to you!
My goals for 2008:
-pay off the remaining credit card
-save a $5000 EF (we are on the road, and our house is rented, so $1000 just doesn't feel quite safe enough to me)
-pay off at least half of the HELOC balance
-get more organized at keeping track of what we spend--we're 'leaky' right now.
edited to fix parentheses.
Menu planning challenge 2011
Mind the pennies, and the dollars will take care of themselves.
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01-01-2008, 02:28 PM #3
I'm excited about the New year.
Our goals look like this:
1.Payoff Dh's Truck
2.Paydown my Trailblazer
3.Trade my Trailblazer in on a Subaru or Toyota
4.Start Saving Account
5.Start a Christmas Fund
6.Start saving more money.
7.Start looking into buying a home.Wife to Keith
Mom of 3 boys
Brandon
Kody
Dustin
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01-01-2008, 03:01 PM #4Registered User
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I always like the start of a new year!
Goals for 2008:
1. Have remaining 3 charge cards paid in full. I did reach 2007 goal of no charging! Yeah!
2. Save at least $100 from each pay day. Thats $200 a month for most months.
3. To teach my children some budgeting and frugalness this year!
These are just general, my detail plan is written in my "life book".
Ruth
Wife to Mark
for 25 years
Mom to 4 adult kids & 2 dogs
2011 Challenges
No Spend Days - Mar 9/13
Food Budget Reduction - Mar $68/400
Bible reading - 65/365
One Pound per Week -4/52
Change Jar $0
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01-01-2008, 04:14 PM #5
Here are my goals.
Save $5000 for a new car
SAve $2000 for car repairs
Increase our EF to $7000
Lower our grocery budget
Spend less on toiletriesJennifer
ds 13
dd 11
ds 9
dd 7
My blog - www.gettingaheadblog.com
Savings Challenge
Tooth Implant $0/$3700
Furnace $325/$3000
Braces Set #2 $1000/$5000
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01-01-2008, 05:01 PM #6
Oops. Under my number one goal, I also meant to put . . . pay off my credit cards. That's a big goal.
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01-01-2008, 05:07 PM #7Moderator aka AmyBob
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Sounds great, everyone! I look forward to following all of you progress!
My Blog: http://amysreallife.wordpress.com
Amy
Wife to
Mommy to 4

Public School Teacher
Our Only Debt: Mortgage - $454,243.56
2012 Grocery Challenge: $474.57/$500 January
Fling 2012 Things in 2012 Challenge: 253/2012
Reading Challenge: 6 book read in 2012
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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01-01-2008, 05:10 PM #8
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01-01-2008, 05:33 PM #9
Happy New Year to all!
I have come a long way in 2007 thanks to you all. My goals are:
*find a job !! (being laid off as of April 1)
*pay off the remaining $900 on student loan ( will do this before January is over)
*pay off last c.c. I have balance on...may be hard with being laid-off but will plug away!
Happy 2008!"The average pencil is seven inches long, with just a half-inch eraser - in case you thought optimism was dead." ~Robert Brault
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01-01-2008, 05:55 PM #10
Here are my goals for 2008
- Save £10,000 by the end of the year
- Save £3000 for next years tuition fees
- Pay £100 extra off the mortgage each month
- Not acquire any debt
- Live off £5000 for the year (not including mortgage)
Good Luck to everyone
Happy New Year
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01-01-2008, 06:04 PM #11Registered User
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My goals this year:
~Get back on Weight Watchers
~Pay off all my debts by the end of February - I am down to the last two!
~Save $4000 for a Disney World vacation by June 15th - I have a strict plan to follow and one misstep means it won't happen this year
~Save $5000 for EF by October 15
Of course all these big goals require some smaller goals be met - baby steps!
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