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01-15-2008, 09:32 AM #1Registered User
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I hate being paid biweekly..grocery budget dilemma
Need some frugal expertise!
Before, with my old job, DH and I got paid alternatley bi-weekly, meaning, we got paid every week. That was great and our budget thanked us for it. Now I have this new job where we get paid the same days, so we have to make the money last 2 weeks. I'm finding we just can't keep our budget straight. It seems we spending double the first week, but only getting a weeks worth of food. Its not intentional, but it just works out that way. I used to be able to feed us for a week with $40. Last night we spent $80 for the week! Other things, such as gas and spending money are ending up the same way too, but the major problem is with groceries. Does anyone else get paid biweekly only? How do you manage it?
ThanksDebts

#1- Student Loan #1 - PIF!!!!!
#2- student loan - $5834
#3- student loan - $4900
Cc - PIF!!!
Total Debt
10734/33900 = 23166 paid!!!
Savings
2500/1000 - BEF fully funded!!!










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01-15-2008, 10:11 AM #2
We are married 25 years this year in June....dh has always been paid biweekly. I have just learned to try to adjust the $ every 2 weeks.....it's not easy when ALL THE THINGS IN THE WORLD are going UP, UP, UP!
Rising prices are killing the world......and gas is out of the way of being crazy....it's downright sickening.
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01-15-2008, 10:18 AM #3Registered User
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Suggestion -- 'hold' your check for a week and then deposit it
The Old Man started getting paid bi-weekly in September, I will hold on to the checks as long as I can before I deposit them. The longer we can stretch 1 check, the better off we will be... we can't spend what we don't have....
If you can't hang on to your check for a week (to be on your original schedule) what about making a bi-weekly menu and sorting the things out and putting the 'next weeks' things out of sight...
I can't be out of money... I still have checks left!
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01-15-2008, 10:21 AM #4
I'd just get the sales ads and make my weekly menu from that. When you get to the store, stick to the list.
~*Darlene*~
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01-15-2008, 10:22 AM #5Registered User
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If you can manage...continue going to the grocery store each week.
When Dh was paid bi-weekly, I used the cash-envelope system. So I had 2 grocery envelopes, one for the first week and the second for the second week. I put the second week of grocery money way until I needed it, and I wasn't tempted to spend it, and I was still on the same grocery schedule...it helped alot!
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01-15-2008, 10:22 AM #6Registered User
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Holding the cheque might be a good idea, I'll talk to DH about it, because he gets paid with one, I don't. But putting food out of sight doesn't work. I tried it, and DH found it, thought it was "extra" and ate it in the first week...lol. He doesn't have much control when it comes to snacking.
Debts

#1- Student Loan #1 - PIF!!!!!
#2- student loan - $5834
#3- student loan - $4900
Cc - PIF!!!
Total Debt
10734/33900 = 23166 paid!!!
Savings
2500/1000 - BEF fully funded!!!










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01-15-2008, 07:50 PM #7
I agree with the putting money aside suggestion be it in an envelope until you're ready to shop the 2nd wk where you dont get paid OR saving a chq until the following week.
You know your total is going to be $40/wk and that hubby will just eat b/c its there - your only choice is to continue shopping weekly.
What I used to do (and sometimes still do) is do one big'ish shop the pay week and for the 2nd wk do a quick 'pick up' of the basics - fruits & veggies, bread and milk. Split the grocery into 60/40 or even 70/30.
Just a tip.2012: The Year Of The Purge!
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01-15-2008, 08:00 PM #8
for 14 years dh got paid monthly and not at all in December. currently he gets paid every 2 weeks. Just budget your money and stick to your list. Do you use the envelope system? That might help. also groceries are going up, so factor that in. Good luck.
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01-15-2008, 08:08 PM #9Registered User
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We do this too. I take out enough for two weeks of food and two weeks of gasoline for the car after I get paid and this lasts me until the next time I get paid. Sometimes it's a challenge, but I don't dip into the second week's envelope. We create a menu and stick to it
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01-15-2008, 08:18 PM #10Registered User
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Well, just tell dh if he eats the second weeks' groceries early there is nothing to buy any more with. I bet it only happens once.
Living Single and Loving it!
EmilyD
Groceries: $150.00/$150
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01-15-2008, 08:22 PM #11
First I'd take a look at your groceries... are you getting unnecessary things?
Check the ads online before you hit the store... many have 'em online... so you can budget BEFORE ya go!
Stock up on bunches of staples, canned goods & frozen things... that way, you'll always have "something" to eat... even if it is spaghetti for the 3rd day in a row.
Usually, when something happens that "feels like an upgrade" (be it a job, a new house/car/etc) we (as people) tend to upgrade our "things" too.
Has this happened perhaps? (more meat, better quality of meats? more produce?)
Perhaps it's simply the stress of a "new" job (good stress, I'm sure... but stress nonetheless) that has made things sort of go out the window.
I hope you figure out the cause.
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01-15-2008, 08:48 PM #12
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01-15-2008, 09:21 PM #13
Mom to Emma, Spencer, Connor, Lily,Fletcher, Amelia and Adeline.
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anymore emergencies
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01-15-2008, 10:17 PM #14
When we were first married dh was paid weekly and when he went to bi-weekly it was hard. I had to learn to manage it, it took some time but we made it work!
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01-16-2008, 12:05 AM #15
I went from being payed weekly (and working at the grocery store so could shop daily) to being payed fortnightly (which was social security when I has my ds - sole parent). It was a hard adjsutment. Luckily it was only me to feed so it didn't matter if I messed up and had spaghetti on toast for the week.
I did find menu planning useful. That way I had everything I needed in my pantry.
Maybe having a basket of ggod that dh knows he can help himself to but has to last the two weeks might help him to 'budget' his snacks. I do this for the kids it works wonders.
I would try holding your check over too.
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