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03-01-2008, 10:20 AM #1
1st month of budget, it's working!
Well, I first joined this forum in November just trying to plan a 50th wedding annivesary for my parents in February (great party btw!). It wasn't until the end of January that I started reading the rest of the money-saving tips and then trying to come up w/ a budget, that our family took our 1st steps on becoming frugal. It was a huge wakeup call for us (mainly me since dh did the bills) to see why we were coming up short every month and why were having to use cc's to get by. By incorporating so many wonderful tips that I read from you all
, February was the 1st month that we actually not only made it but we had $82 left, which we put it towards our Emergency Fund!
I can't tell you the last time we had money left over but I would say it's been years and years. We just redid our budget for March (did not realize we should do one every month until reading Dave Ramsey), just to make sure we account for every single little expense, and I am really enjoying being fully aware of our finances. I am so hooked on this way of living now and I know my dh feels a huge weight lifted off his shoulders too. So thanks everyone..........I just love this forum!
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03-01-2008, 10:27 AM #2
Congratulations!!!You are on your way, keep up the good work!!!
Wife to Chip
Mother to 4 great kids
Debt Snowball:
Debt 1: PIF Chase Credit Card
Debt 2: PIF US Bank credit card
Debt 3: $14942 Truck Loan
Debt 4: $23915 Car Loan
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03-01-2008, 10:30 AM #3
Great to hear. I am pretty new to this also and keep on learning new things. This site also helps to keep me on track.
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03-01-2008, 10:33 AM #4Registered User
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Yeah! I am so happy for you, my budget keeps me on track and helps me sleep at night. I know the numbers for everything now and I know what I need to do with my next paycheck when it comes to make everything fall into place and it's a great feeling when that happens
.
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03-01-2008, 10:52 AM #5Registered User
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- Aug 2005
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Way to go Dancar3! Saving money kind of gets you hooked after awhile. Even now, when we technically aren't struggling and don't really need to, we find it a fun challenge for us.
Jean2012 Challenges
Use it up Challenge
20 Wishes Challenge: 1/20
Lose-a-pound-a-week Challenge: 24/52 (since spring 2011)
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03-01-2008, 10:58 AM #6
Being frugal, and stretching my dollars becomes a game. If I have money left over...I win that month! he he
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03-01-2008, 11:23 AM #7
Congratulations!!!
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