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Thread: Changes

  1. 05-21-2008, 11:30 AM #1
    Bournecrazy
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    Thumbs up Changes

    i have noticed that since i have been here and have started saving money properly, setting goals and aims i hae realised (sp?) that i do not wish to spend my money on anything, and if i really had to part with my cash i would find the best possible price, and now i would rather pay myself when i get paid and watching my accounts grow and seeing the goals i achieved list growing with each update. thanks to you all you've helped without even thinking about it x
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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  2. 05-21-2008, 12:46 PM #2
    StaceyS
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    I feel the same way! I couldn't have said it better myself!
    Stacey

    Credit Card Debt $8,635/$15,550
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  3. 05-21-2008, 01:09 PM #3
    leezza
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    Yep, your right this place does help alot doesn't it.....

    Have a great day,
    leezza

    PS. Cheers!
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  4. 05-21-2008, 02:07 PM #4
    latierra84
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    gotta love paying yourself! sometimes a pay day will come around and i cant pay myself, its a very calming feeling/thought to know that i still have something tucked away just in case.

    marie/andrea dh

    We had a baby! 10/04/11
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  5. 05-21-2008, 02:14 PM #5
    Bournecrazy
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    it frustrates me when i cant pay myself i like to add every payday but its nice to have cash in case something goes wrong
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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  6. 05-21-2008, 05:21 PM #6
    brenda67
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    Quote Originally Posted by Bournecrazy View Post
    it frustrates me when i cant pay myself i like to add every payday but its nice to have cash in case something goes wrong


    I just love reading about how frugal changes have helped someone so young as yourself..I could only wish to turn back time and start all over again at your age.. and I down to you...I hope that frugality and or smart choices always stay you as you grow older you will be so much more ahead of the game..
    Wife to Keith
    Mom of 3 boys
    Brandon
    Kody
    Dustin
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  7. 05-21-2008, 05:36 PM #7
    Michelle68
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    Good for you! I agree, this is a great site.

    --Michelle
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  8. 05-21-2008, 05:55 PM #8
    Bournecrazy
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    well i have no other choice too start now as i want so many things in life, but just having savings and a backup fund will be better than anything. and with how much things cost these days ive got to start espesh as i want a house which will cost about £110k, but the prices are going down so i hope it will be easier next year
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800
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  9. 05-21-2008, 06:25 PM #9
    Frugal Nurse
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    Isn't it such a nice feeling?
    I agree with brenda67. It's great that you've started these frugal things early in your adult life. You're going to be so ahead of the rest.

    Trust me.

    Spending money frivolously is wasting your energy.

    Key term- "friviously". Because it's okay to spend money- just be consciousious about it.

    Good job!
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  10. 05-21-2008, 07:37 PM #10
    brenda67
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    How could I overlook the fact that Frugal Village rocks! I can't wait to get on here everyday..
    Wife to Keith
    Mom of 3 boys
    Brandon
    Kody
    Dustin
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