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Thread: Went shopping

  1. #1
    Registered User Bournecrazy's Avatar
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    Default Went shopping

    To check out a mortgage inquiry and we looked at getting one for £68,000 (133,429.6 US$) we got told they would only givve us one for 95% of the value of 70k, and we would need to save our 5% at least which is £3500 (about $6800) we will have £1000 by July/August time, so we are thinking of asking family to help out to get a bit more saved up, looks like i will have no money for a while then lol
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800

  2. #2
    Registered User Bournecrazy's Avatar
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    i just got to tweak my budget a little, see if i can save little more each week then i am at the minute, i have money in a few spots but mainly needed for bills and EF so i dont really want to use that.

    plus pay rise in Oct will be good.
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800

  3. #3
    Super Moderator Darlene's Avatar
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    Cheering you on!
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    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
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  4. #4
    Registered User Bournecrazy's Avatar
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    thanks, i really want to get a lot saved before October so i can concentrate on my holiday savings, (at least get half saved this year)
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800

  5. #5
    Registered User FrugalMomof3's Avatar
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    I am cheering you on too! Believe me it isn't as hard as you think, I had to save about $5000 in 2002 when I purchased this house, it wasn't that hard because it was for something I wanted badly, after a few months I had saved it up without even thinking about it, at like 4 months, I had over $8000 saved, it felt good

  6. #6
    Registered User Bournecrazy's Avatar
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    between me and my bf we need to save a lot (a lot to us.lol) now he has quit smoking he has an extra £100 a month to save

    gonna build EF up a little more before i attack the savings

    i can only save about £150 a month so it'll be a while

    it looks like im on the long road for a while....
    Kelly & DH Alex ♥
    Baby #1 - Finley - 4/4/11

    Goals For 2012:
    Keep to budget
    Make new saving accounts (1 for us 1 for DS)
    Save for Car tax - £0/£165
    Save for Car MOT - £0/£300
    Save for final car payment (due in 4 years) - £0/£500

    Savings for holiday: Approx - £15.00 (including change jar)


    Debt:
    Loan - £65 p/m Until Nov 2013
    CC - £580/£800

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