i want to move so bad

**favesis37** · 06-23-2008, 06:47 AM

but dh won't, right now we are paying 1,100 a month in rent. i keep on thinking we can find something cheaper, but dh loves this house and area. i have tried to tell him that a house is not home and we can make a home anywhere, but so far he won't budge. i only work 3 days a week(33 hours), he works 40+, and db pays 1/2 of all household bills( he lives in the basement). dh is so frugal any other time except when it comes to this house.

**freebs** · 06-23-2008, 06:52 AM

Have you done any looking around yourself so you can have some numbers to back up the reason for moving?? I would just make some calls and maybe go look at some places and get prices and then present it to your dh that way he cant be like no we cant get any cheaper. I know with my dh numbers talk....lol

**FrugalMomof3** · 06-23-2008, 09:22 AM

I want to move too but for us that would require us to sell our house, which right now is NOT a good idea.

As for your DH, maybe you can do some research on houses in the area or other houses that offer the same amenities, same amount of rooms, etc... but of course a bit cheaper and somewhere you feel comfortable living at.

Also, take into consideration that most men dont like change meaning a move to them is a BIG change, they have already become accustomed to the area, etc... Another thing is, when doing your research about driving distances from there to work, grocery, etc... once your done, give him all this info and talk to him about how your feeling and with the info you have gathered show it to him.

**Mamaof2rugrats** · 06-23-2008, 09:40 AM

I would like to move too. I'm sick of paying to rent at the only apartment building within a half hr of where I live. I live in a very rural area so I would prefer to just get some land and an older mobile home but it doesn't make much since to do it now when I'm moving out of state fairly soon anyways.
I live in southern Missouri so it's a little ways from Nebraska but I've been to Nebraska many times and just can't imagine the rent is that much different?? 1,100 is pretty close to what I paid in rent when I live up in MD or DC where the cost of living is much higher than here. Seems very pricy unless you have one hell of a house or maybe Nebraska's cost of living is high as well. I'm sure there are cheaper options though if it's the money that's a problem. Good luck.

**Grayce** · 06-23-2008, 10:12 AM

I think men are just sometimes hard to budge. If it was up to my DH we would still be living in our first house. After 5 years we had grown out of it but he could not see that. He thought it was "fine". I had to take the initiative and look at house ads, call the real estate agent, make appointments then drag him along to the appointments to view the houses. Once we started looking he liked what he saw and we ended up buying the house we live in now.

**Clutterbug Jen** · 06-23-2008, 10:23 AM

From time to time, I get the itch to move because I so much want a balcony, but ...

The truth is, I live in a hi-rise complex that the rent is based on income and I'd be crazy to even think about moving.

I am so blessed to live where I do and to be honest, I couldn't afford to live in the "real" world.

That's what we call it here ... there's "our" world [90+ apartments and mainly elderly people or those on disability] and then there's the "real" world

[which is places outside the building where rent costs so much.]

After reading this thread, it opened my eyes even more when I see how much rent some of you pay, just how very blessed I am and need to be content with where I do live, balcony or not!

Love,

Jen

**Greebo** · 06-23-2008, 11:02 AM

Question: What % of your total monthly take home pay does your house payment work out to? [ House Payment / MonthlyTakeHome ]

**favesis37** · 06-23-2008, 02:48 PM

it takes about 1/3 maybe less. but they ownes called and want to sign another year lease, i called dh about it and told him now would be the time to move, and he said, lets sign! oh well maybe next year

**Greebo** · 06-23-2008, 02:57 PM

Ah, so its a rental. 1/3 is a bit high, but not exorbitantly so, for your income, and if your dB (brother?) is helping with the utilities, you're probably making out just about the same as if you were at 25% with no help. Wild guess here.

Is the rent the real reason for the urge to move?

**favesis37** · 06-23-2008, 03:11 PM

yes, just the rent, we love our house, the area, the neighbors, everything. just not writting out the rent check

**Greebo** · 06-23-2008, 03:13 PM

Are you in some kind of rent-to-own plan with the landlord? Or is that base rent alone?

**favesis37** · 06-23-2008, 03:22 PM

base rent alone,thinking dh might bring up a land contract to them

**Greebo** · 06-23-2008, 03:35 PM

Ok, so you love the neighborhood, the house, etc., just not the rent check. Its a little high, but you've got help with the utilities, which would amount to a few hundred a month, if I'm not off the mark. If you offset the rent by the help with utilities, then you are closer to 27%, depending on how much the utils really run.

So maybe the rent payment isn't so bad, all things considered? I mean, is this a house you'ld like to own one day? If so - I'd stay put, and talk to the owner about possibly buying, when you're ready.

I'd avoid a rent-to-own plan, though, UNLESS the extra payment for such a plan is refundable. Most r2o's are great ways for landlords to make extra per month cause if you can't make the down payment by the time limit, you lose the money.

**favesis37** · 06-23-2008, 06:13 PM

good thought. db pays 840.00 in rent. we split everything household in the middle. so ... it is actually less then 27% i bet. that covers the rent, utilities, and food.

we have 5 bedrooms, a nice lot and it is all electric.

**LuvMyHubby** · 06-23-2008, 06:13 PM

Paying 1/3 of your income toward your rent isn't too bad, not good but not too bad. It is basically what people who are on subsidized housing pay.

But, wow your rent is a mid line mortgage here. I dont know how many bedrooms you have or what you do and do not have to pay for utilities/fees etc. But, I can see your quandry if you are paying that in rent and then adding utilities and gas on top of it.