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  1. 07-04-2008, 07:22 PM #1
    DJ1972
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    Default Who is more frugal, you or your SO?

    DH and I come from completely different worlds when it comes to money. His parents were middle class, blue collar workers that saved every extra dime, paid off their mortgage early and never used credit cards.

    My dad was disabled when I was 7 then passed away when I was 13. My mom still had the youngest 3 out of 8 kids at home during this time (including me). She raised us on a fixed income and what cash she made cleaning houses. We just survived on what we had, and if we had extra, she splurged on us.

    So, in our house, DH is the natural frugal one and I am the spender. We haven't had a credit card balance in over 7 years. I am working on the saving part and cutting back on the small spending that adds up. I like making a budget because I have this nerd fascination with making lists, but the whole "sticking to the budget" thing eludes me at times. Our only debt is mortgage and autos, so I could be making a huge dent in the auto balance if I would stick to it.
    DJ

    Married to DH since 1993
    DD age 16
    DS age 14
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  2. 07-04-2008, 07:28 PM #2
    AmyBoz
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    It depends. Dh is more frugal than I in certain areas and I am more frugal than he in others.
    My Blog: http://amysreallife.wordpress.com

    Amy
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    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
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    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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  3. 07-04-2008, 08:17 PM #3
    Greebo
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    DW ceashels is the frugal one. I've been encouraging her to keep a tighter leash on me though.
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  4. 07-04-2008, 08:27 PM #4
    Jskell911
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    While I am more excited by bargains, I have to say DH has more of a frugal mindset than I do. He is also not given to impulses as I am.
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  5. 07-04-2008, 08:28 PM #5
    zakity
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    I am more frugal than DH is, but he is getting there.
    Beak-1996, Toad-1998, and Q-1998
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  6. 07-04-2008, 08:41 PM #6
    freebs
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    me by alot!
    http://homesteddinmomsworld.blogspot.com

    Trying to be more self sufficient here on our farm!
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  7. 07-04-2008, 08:45 PM #7
    Lilolme
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    I am definitely the more frugal of the two of us!

    DH spends it if he has it, and gets it when he wants to spend it!

    I on the other hand, hold on to it forever! Unfortunately, DH gets it from me, in the instance above!

    I keep telling myself, someday he will come around!
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  8. 07-04-2008, 08:59 PM #8
    emily_hope
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    I think we are probably about even, we are different in different areas.
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  9. 07-04-2008, 09:03 PM #9
    baxjul
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    Most of the time I am.
    6 yr. Breast Cancer Survivor!
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  10. 07-04-2008, 09:27 PM #10
    brainyblonde
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    I am definitely the more frugal one. Money burns a hole in DH's pocket!
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  11. 07-04-2008, 09:32 PM #11
    champagnium
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    I'm TOTALLY the more frugal one....but I still dream of large purchases. DH as I have mentioned before is a bit of a label hound, and his car had to be new...I gave up my used car and just recently gave up my beloved horse to help save money. Now I admit to feeling some resentment as I'm sitting home all the time while he's golfing..on the membership that's "already paid for the year, so may as well use it". Grrrrr.
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  12. 07-04-2008, 09:50 PM #12
    forHISglory
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    Default

    Me! But hubby does well. However, if someone has to say NO, it usually is me.
    Spiritual:
    "You are fearfully and wonderfully made." Please... respect life.

    Financial:
    Debt free, hoping to stay that way!


    MY BLOG: glorybug.wordpress.com


    1. Keep on writing.
    2. Get some balance in my life.
    3. Lose weight. Hopefully 5# this year. (9.5 pounds right now! Yay, Me!!)
    4. Continue to be looking for how God wants to use me this year.

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  13. 07-04-2008, 09:52 PM #13
    mom2matty
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    We are both frugal but to be honest dh is probably more frugal than I am!!
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  14. 07-04-2008, 09:54 PM #14
    qtkitty
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    I think that i am more frugal... just because i am not a spender .. and if i had money i wouldn't spend it ( except for food .. odd huh )

    I am more of a dollar menu type person Joe is more a sit down type person
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  15. 07-04-2008, 10:04 PM #15
    Amanda W
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    Me, but the longer we're together the more frugal he has become. I'm proud of him for that.
    ~Amanda~

    PNC Visa - $4757/$5065
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