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  1. 08-16-2008, 01:47 PM #1
    get_it_in_gear
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    Default Newbie just learning

    Hi all,
    I am a 41-year-old single mom of three daughters. One of whom is in college.
    I make a good income, just over 100k, but have 13k in CCdebt, 11k in medical bills, and a car that I owe 23k on.
    I was off of work for 6 months out the last 3 years due to kidney disease and a subsequent transplant. My budget was in no way prepared to handle that. I had a small EF that was eaten up right away. I also made some bad spending decisions while I was off work; had myself a little spending/pity party.
    I am now back on track with an attempt at a budget and a small EF, and I am snowballing everything extra towards the debt.
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  2. 08-16-2008, 01:50 PM #2
    alarosalpn
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    Wecome to FV. This is a great group to learn from. Good luck and glad your feeling better!
    Me 34 DH 37 DS 6

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  3. 08-16-2008, 02:01 PM #3
    Darlene
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    Back on track & in better health is good! :welcometofv:
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
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  4. 08-16-2008, 02:17 PM #4
    jas
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    Welcome to the forum and that you health in on the mend too!
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  5. 08-16-2008, 02:29 PM #5
    cheriede
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    Hi and welcome to FV!
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  6. 08-16-2008, 02:46 PM #6
    angelbumpkin
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    and welcome to fv. I am glad your health is on the up and up.
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  7. 08-16-2008, 02:55 PM #7
    Natalie
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    Welcome. Glad you're doing better. Don't feel to bad about the spending/pity party. It happens sometimes. (Hope it was to big a splurge, though. ) Sometimes you just need to go buy something.
    Last edited by Natalie; 08-16-2008 at 02:55 PM.
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  8. 08-16-2008, 02:55 PM #8
    Sara Noel
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    to frugal village.
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  9. 08-16-2008, 07:32 PM #9
    DJ1972
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    Welcome to FV!
    DJ

    Married to DH since 1993
    DD age 16
    DS age 14
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  10. 08-16-2008, 08:24 PM #10
    dcompton
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    Welcome. You'll get lots of great support here. I fully understand about the spending binge. When I was doing chemo, I did the same thing -- spent plenty on aquariums, that I ended up giving to the hospital six months later. I was crazy. Why did I think I wanted to spend the rest of my life hauling water? I'd had them before and knew better, too.

    Anyway, you'll be on top of the finances in no time, I'm sure.
    Donna

    Use It Up 2012:
    Lapghans: 5
    Baby afghans: 1
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  11. 08-16-2008, 09:08 PM #11
    Texasgirl
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    from Texas!
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  12. 08-21-2008, 03:36 PM #12
    Cricketlegs
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    Welcome to the village!
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
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  13. 08-21-2008, 05:48 PM #13
    Mom23boys
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    Hello and welcome to the Village.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  14. 08-21-2008, 08:26 PM #14
    missmanny
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    welcome to the village - you can turn this around - it will just take some wilpower and dedication.

    Ther are plenty of resources here to help get you on your way!
    Debt 1 - Paid in Full (originally $750)
    Debt 2 - Paid in Full (originally $2100)
    Debt 3 - Paid in Full (originally $3500)
    Debt 4 - Paid in Full (originally $4000)
    Debt 5 - Paid in Full (originally $3000)

    FFEF - Fully Funded with 6 months of expenses as of July 2009

    Next Step - House deposit
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