Gotta hate September Bills!

[mommy4ever]

I planned for things but of course overlooked some.

Aug 31: 1025 - older girls sports
Aug 31: $300 - ds hockey
Oct 31: $400 - girls school fees
Oct 1 : $300 - ds school fees.
Oct 1: $100-300 - team fees.


Then bus passes for 4: 119/mo (better than $150/wk if I drove them)
Dance: 42/mo for little one.

ARGhhh.. Oh well..lol. No wonder the snowball rolls to a stop in the fall.

That said I DID budget all the sports fees, but didn't do school or team fees, totally didn't budget for that. Bus passes and dance are accounted for in the budget. I won't need to use the EF, as there are 2 full months before the last of these are due, I'll just shrink the snowball accordingly to accomodate this.

Need to set up a "working" account for all those fees, and split it up over the year. Then just write out checks as they come due.

[reginaastralis]

Need to set up a "working" account for all those fees, and split it up over the year. Then just write out checks as they come due.

I think that's a great idea! The "freedom account" method ... where you look over the whole year of your "unexpected" bills, and then you are able to put aside a certain amount of money every month, so nothing "pops" up and surprises you.

Right now, our freedom account is very small *one of the perks for having a little one not old enough to be in sports* ... and sometimes finding the "extra" money isn't always easy, but it's nice to have a separate checking account to be able to pay my auto renewal with every March ... and not having to worry about it.

[ChristopherJ]

heh...the "gotcha" bills that you don't think about until they're here always annoyed me. Yeah, a spiffy little fund for those should do nicely. I actually created an envelope for my license plate renewal fees which hit once a year because I get so annoyed when I have to dish out $250-300 right around my birthday. (today actually).

[mommy4ever]

Well Happy b'day! belated, as it is

Dh, decided he wants to prepay something, inorder to save $125/ year. However, putting that money on that, takes away my snowball for a month! I don't know..lol.

I might concede to one year only. Then we can go hard, and add more years to it next fall.

[Darlene]

Don't forget for many the school taxes will be coming due in September.

[momof2joys]

I have never thought about having another account set up for the extras that come up!! I have a separate savings account set up for our emergency fund, but I never had thought about using another checking account!! It makes sense though!!