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09-06-2008, 09:31 PM #1Registered User
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I simply *CANNOT* believe this! (Good News)
Today we got our final paperwork in the mail for financing commitment for our mortgage. We are very excited - not that we were doubting we'd be approved, but we were still nervous anyway - and we now know that we'll be getting our house.
We're putting $23,000 down - when you add in closing costs, inspection, etc. - we were just barely squeaking it. I had considered cashing in a life insurance policy to get an extra $2,000 just in case, and my parents offered to loan us extra if we needed it.
Well today in the mail - besides the mortgage stuff - is an envelope from the Boston Stock Exchange. DH worked there for a year, and was laid off when they were acquired by NASDAQ in September last year (they shut the entire exchange down and laid everyone off). This envelope looks like a paycheck, but I'm thinking to myself - no way, maybe it's something related to his 401K that we just rolled over to his new job...
...nope. In appreciate of his efforts, and based on the recommendation of the senior staff, they gave him a check for $5,000. Seriously! And after taxes - it was for $8,000, $3,000 was withheld, so we won't get a surprise at tax time.
I cannot believe it - it sure could not have come at a better time! And I have never just had $5,000 free and clear fall into my lap before! I'm still pinching myself.
Loving wife to DH (8/31/03) and Mommy to Owen Alexander (9/20/06)
Baby #2 due 5/30/2012
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09-06-2008, 09:38 PM #2Registered User
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WOW! I've never gotten a windfall like that either!
But you certainly deserve it, and you can certainly put it to good use!!
CONGRATULATIONS!!!!!
I hope your good luck rubs off on me! LOL.
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09-06-2008, 09:42 PM #3Registered User
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Yay, you! What an amazing feeling that must be. $50 or so unexpectedly makes my day. Multiply that by 100 and I'd probably fall over!
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09-06-2008, 09:45 PM #4Registered User
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Oh WOW! That is soooo awesome! YAY for you!!
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09-06-2008, 09:49 PM #5Registered User
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Woo hoo. Congrats to you.
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09-06-2008, 11:20 PM #6Registered User
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WOW! That is so awesome. I get stoked when I find $1 in an a jacket pocket from last winter lol! What a blessing! Congratulations on the house too!
Debt Countdown:
Target 0
Chase: 0
Kawasaki: 0
Capt.one:0
OB: 0
Loan: 0
Care Credit: 0
Suntrust: 0
Best Buy: 961
ORNL FCU: 5000
1stTn: 8000
car 1: 11935.39
car 2: 4656.52
Mortgage: 103999.46
Student Loans:Rising until done with my RN!
Fling 2012 in 2012: 32/2012
January Wasted $: $9.23
Eat at home days: 11/350
Eat out days: 1/15
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09-06-2008, 11:25 PM #7Registered User
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SWEET! There are always things you need to buy when you get a house.
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09-06-2008, 11:31 PM #8Moderator aka AmyBob
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Wow, wow, wow!!! That is EXCELLENT!!! Congratulations!
My Blog: http://amysreallife.wordpress.com
Amy
Wife to
Mommy to 4
Public School Teacher
Our Only Debt: Mortgage - $454,243.56
2012 Grocery Challenge: $474.57/$500 January
Fling 2012 Things in 2012 Challenge: 253/2012
Reading Challenge: 6 book read in 2012
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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09-06-2008, 11:33 PM #9Registered User
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Oh my gosh! That is too cool!
How much we enjoy what we have is more important than how much we have. Life is full of people who have more than they know what to do with, but cannot be content. It is the capacity to enjoy life that brings contentment.---Unknown
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09-07-2008, 02:11 AM #10Registered User
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Wow! What am awesome surprise.
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09-07-2008, 02:37 AM #11Registered User
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Great surprise! you can get something new for sure.
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09-07-2008, 05:32 AM #12Rude and Vile Master
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Very cool, and excellent timing!
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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09-07-2008, 05:36 AM #13Licence to Kill
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That is fantastic!!! And such perfect timing!!! Hooray!!
Congrats!!
Kace - married to Dh 12 years
Love to
Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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09-07-2008, 05:53 AM #14Registered User
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Congratulations! What a wonderful and exciting surprise.
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09-07-2008, 11:27 AM #15Registered User
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That is so wonderful and comes just in time too!
Congrats on the new house!The math never lies, budget in INK!
Amount of Free items 2012 $391.33
Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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