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09-08-2008, 11:31 PM #1Registered User
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$1100 later and the car is fine but I'm not
Sigh. Our car died over the weekend, so on top of the transmission repairs we just had done 2 weeks ago we had to have the engine fixed. And it cost more than I was expecting. It all came out of the emergency fund, but now it's all gone and I'm so depressed. All that's left is the money we saved to pay the taxes at the end of the year. If something else happens I don't know what we'll do.
Sorry, I just need to vent someplace where people understand....
- 09-08-2008, 11:41 PM #2Registered User
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Hang in there......things will get better.
Take Care,
leezza
09-08-2008, 11:45 PM #3Registered User
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Oh I truly have a love/hate (mostly hate!) relationship with cars. I can't tell you how many financial plans and goals have been derailed and postponed because the dang car seems to "sense" when we are nearing our goal and decides to break a belt or a water pump or whatever. Big hugs to you and I truly hope your car "behaves" for a long time. Oh and good for you for having the EF in the first place!
Doin' the baby step thing!
BS1. EF fully funded
BS2. cc PIF
van $3,900 (pay-off goal is 7/09)
truck $7,000 (pay-off goal is 1/10)
The only thing standing between me and being out of consumer debt is: $10,900
09-08-2008, 11:59 PM #4Moderator aka AmyBob
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Oh man, that stinks...I am so sorry to hear this!!!
My Blog: http://amysreallife.com
Amy
Wife to
Mommy to 4
Public School Teacher
Debt:
Mortgage - $443,000.17
Car - $20,000.38
Grocery Budget Challenge: January:$822.97/$800.00
February $127.42/$800.00
Book Challenge 2013: 12/50
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
09-09-2008, 02:00 AM #5Licence to Kill
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Sorry you had such a rough weekend... But at least you had it saved up...and you'll build your EF back up. Keep your chin up...this too shall pass... 
Kace - married to Dh 13 years
Love to
Full-time homemaker, full-time college student. Always pinchin' pennies!
09-09-2008, 07:55 AM #6Registered User
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Oh man that stinks
09-09-2008, 08:39 AM #7Registered User
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BTDT. Car repairs stink. Hang in there
09-09-2008, 08:50 AM #8Registered User
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Sorry to hear that, hang in there.
09-09-2008, 10:27 AM #9Rude and Vile Master
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Very sorry to hear about your car frustrations.
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
09-09-2008, 10:39 AM #10Unix Ninja
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Here is a video to cheer you up.
(I sincerely hope things get better for you)
It could be worst...
[media]http://www.youtube.com/watch?v=q798g5qtGww[/media]Follow us on Twitter:
Become a Fan of Frugalvillage on Facebook!
09-09-2008, 10:51 AM #11Rude and Vile Master
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How'd they find out where I work??
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
09-09-2008, 11:00 AM #12Registered User
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Can I join in your misery? I just put over $1,000 in new tires and shocks and struts on my van, and now hubby's little commuter car is having engine troubles. Ugh...
09-09-2008, 11:40 AM #13Registered User
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I'm so sorry; I hate car troubles. I hope you are able to replenish your emergency fund soon.
09-09-2008, 01:12 PM #14Registered User
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Do you have any kind of plan to put the EF back??
Are you currently snowballing debt that you can back off of? Which I know stopping the snowball is a real downer.
I am putting back my EF as we speak this month and then some next month.The math never lies, budget in INK!
Step #1 Pay off Home Depot Card PAID
Step #2 $120 Secondary Savings PAID
Step #3 Snowball Home Depot Payment into camper note Starting March $4,645.26/$3991.55
Step #4 $110 Secondary Savings [COLOR="#00FF00"] PAID
Step #3B Hitting dds Student Loan #1 hard Starting April $2119.69/$1385.03
Step #5 $121 Secondary Savings
Step #5B Student Loan #2 $4196.45/$4136.89 Starting May
Step #6 $110 Secondary Savings
Step #7 $105 Secondary Savings
Step #8 $90 Secondary Savings
EF Savings $318.29
Madness, mayhem chaos...my work here is done!
09-09-2008, 02:17 PM #15Super Moderator
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Ugh. Sorry to hear that. I know it probably doesn't help much, but at least you had an EF in place to use vs. going into debt to fix it.
I hope you're able to build the EF back up again.
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