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  1. #1
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    Default Hello from New Jersey

    Hi everyone!!! I am new at this and confused! I see that people are saving money and in great financial situations well I have some learning to do!

    I am married with 4 year old twins and a small dog. We live in a very expensive state and right now our credit is a mess....we live pay check to paycheck and need help big time!

    If anyone can direct me on how to start learning on this forum I would greatly appreciate it!!!

    Thank you!

  2. #2
    Moderator nuisance26's Avatar
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    ~Hello and welcome from South Jersey! You should probably start reading in the Debt and Money Management forums and the Frugal Living Forums. If you have a particular topic you'd like info on, you should use the search in the blue bar at the top of the page. Frugal Village is very active so if you can't find the answers to your questions then feel free to post your questions in their own threads. There are always plenty of people willing to help here!~
    ~Constance ~DH ~DS 9~DD 7 ~DD 1
    2012 FLING: 1706 OUT, 293 IN
    MENU PLANNING:4/52
    BLOG POSTS: 3/30
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  3. #3
    Registered User khjmom's Avatar
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    I have been there too, but with alot of hard work...well..we are alot better off. The forums mentioned above are a great place to start...Or just ask. I have gotten so much from FV...you will too! Glad you joined us! Terri

  4. #4
    Registered User Texasgirl's Avatar
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    from Texas!

  5. #5
    Registered User Neeley's Avatar
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    DD (19)
    DS (16)
    DH (Knocking on 40's door)

  6. #6
    Moderator aka AmyBob AmyBoz's Avatar
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    Hi Sadika! Welcome, from northern jersey! Enjoy!
    My Blog: http://amysreallife.wordpress.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
    Fling 2012 Things in 2012 Challenge: 253/2012
    Reading Challenge: 6 book read in 2012

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."

  7. #7
    Registered User Kaos Kitty's Avatar
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    Welcome to Frugal Village!
    Last edited by Kaos Kitty; 10-23-2008 at 05:50 PM. Reason: add a happy face

  8. #8
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  9. #9
    Registered User cmr3399's Avatar
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    Welcome From South Jersey Shore!!!!

  10. #10
    Master Dollar Stretcher madhen's Avatar
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    Greetings from "the other side of town."
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi

  11. #11
    Registered User LynnLC's Avatar
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    Welcome Sadika!

  12. #12
    Registered User Lora88's Avatar
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    Hi and welcome from East Windsor NJ this is an expensive state but there are ways to save money here The folks here are great just lay out your situation and they all will help

  13. #13
    Super Moderator Darlene's Avatar
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    :welcometofv:
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
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  14. #14
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    Welcome from South Jersey, Too. I agree with Lora88, There are plenty of ways to save money here in Jersey. Read the forums and ask alot of questions. We are all here to help.

  15. #15
    Registered User FrugalMomof3's Avatar
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    to Frugal Village! I am currently in NE Pennsylvania but looking to move to North Jersey (Phillipsburg). Check around the forums for great advice and tips on saving, stockpiling and many other saving techniques.

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