Does anyone have ING CD'S ??

[homemaker66]

I am thinking of putting away some CD'S and I am looking into the ING account. I was just wondering does anyone else use ING and what are the pros and cons of making this choice.

[mikandmari]

I have accounts with ING, savings & CDs. I find their web site easy to use. Transfers are quick, too... when I need money, it's always been transferred to my checking account (with another bank) in just 2 business days. ING is one of the only banks I've ever dealt with that I really like!

[dschipman]

I have a savings account with ING, I really like it. I agree with Mari, the site is really easy to use and I like the fact that there is a delay (usually 2 days) in transferring of money. That way I really have to think if I really need it or not.

HTH
Dawn

[Drgnfly423]

I have CD's and savings and a checking account with ING. I've never had a problem with them ever. Their transfers are quick. They have fairly good interest rates on their CD's and savings and they usually have roll over bonuses on them. Feel free to ask me if you have any specific questions!

[bumplett]

We have a savings acct & CD also.... I called to ask a few questions first, before opening the CD and customer service was fantastic.

there is no minimum to open a CD like with other banks.... and at the moment I'm at 4% with a 12 mth CD.

[Compte de Yoyo]

We've had an account for 2 years with CDs, savings and checking account. Really happy with them!

Most of our emergency fund are in ING CDs so we have 12 of that expire each month and our other bank is a credit union. I really like how easy ING is to use, that I can do all my banking online, and that we can re name the accounts. They often offer a tiny rate increase if you roll your CD for another year when it matures as well.

..I think you need to call them to close a CD early though, I haven't seen an option to do it online and we haven't had the need to do so yet!

[homemaker66]

Thank you for the great information.Right now I can only put away $50.00 extra aweek until we get somethings caught up so that is why I want to put it in a cd then we can't touch it. Plus I need to work on my retirement. I have a Roth IRA but like everyone else that took a hit so I am going to try CD's alittle at time does add up over time.

[lmbaker520]

I also have an ING savings account and CD's. I have been very pleased with them in the 3 years that I have had the account. Their rates are fairly competitive and the site is really easy to use. I keep most of my EF with them.

[The Muse]

I have a savings account and CDs with them. The interest rates are good, I've never had any problems. I don't see any cons.