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  1. 12-06-2008, 01:17 PM #1
    frugal.lass
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    Unhappy argh! Why did I stop coming to this site?!?

    Okay, so, it seems that when I'm not checking this site out every few days I lose sight of my financial goals (and all control).

    When I left this site I had managed to pay off my credit card and was coming to terms with living frugally. I thought I had it more or less down but after a bump in pay (pay increase AND jump in hours) I guess I went back to my old habits. With the downturn in my industry (I'm a flight attendant) and the cut in hours I'm back to my starting point.

    I'm frustrated, kinda beating myself up a bit but glad to be back. Reading all the posts here last time helped me be thankful and increased my ingenuity when using items....I know being back will help (and this time, I'm sticking around for good!).

    *big hug to everyone on frugal village*
    I want to kill my mortgage! 192,391/197,370 (since July 2011)

    I'm attempting to live by the principles of The Compact in 2012. Wish me luck!

    2012 Financial goals
    • make an extra $15k over and above any flying pay (1705/15000)
    • pay an extra $1750 off my mortgage (557/1750)
    • bring EF back to $10k - $3533 left to save
    • avoid lifestyle inflation
    • improve investment plan (change accounts) - *grumble grumble* Bank made a mistake, need to re-do paperwork

    The Financial Goals I've achieved:     increased RSP contribution to $300/mth, posted budget on FV for review, saved $1600 to go on vacation
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  2. 12-06-2008, 01:20 PM #2
    HappyMama
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    Welcome back!!!
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

    Be content with what you have;
    Rejoice in the way things are,
    When you realise there is nothing lacking,
    the whole world belongs to you.

    -Lao Tzu

    Have Courage
    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

    "I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou

    "Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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  3. 12-06-2008, 03:08 PM #3
    JanieD
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    Stop by often!


    May Groceries $238/250 Pet Supplies $111/125
    Coupons $50.08
    April Groceries $253/250 Pet Supplies $109/125
    Coupons $34

    Coupon Saving 2012 $165.61
    2011 $376.25


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  4. 12-06-2008, 03:17 PM #4
    SandNOceanGirl
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    Welcome Back!!
    *a big hug back to you*
    ~Debra~
    Wife to Jeff

    2011 Challenges
    Reading Challenge: 45/100
    ~Currently Reading: An assortment of Love Inspired Books
    Gardening: Zone 8



    "All that we send into the lives of others comes back into our own"
    ~Anonymous
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  5. 12-06-2008, 03:33 PM #5
    larabelle
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    Welcome back!!
    Baby Step #1 Done!
    Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
    I'm debt freeeee............ GOD IS SO GOOD!!!
    Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
    Baby Step #4 Yep currently doing this.
    Baby Step #5 No kids so no need.
    Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
    Baby Step #7 Someday.......
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  6. 12-06-2008, 03:40 PM #6
    FrugalMomof3
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    back... just jump back on the wagon and start all over again... we all loss sight once in a while.
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  7. 12-06-2008, 04:01 PM #7
    Darlene
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    No beating yourself up, that won't help any. Learn from where you went wrong & hop back into the frugal fun. :welcomeback:
    Last edited by Darlene; 12-06-2008 at 04:04 PM.
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!
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  8. 12-06-2008, 04:27 PM #8
    Monner 1
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    Glad to have you back and just get back on board and keep on frugaling.

    Monner
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  9. 12-06-2008, 05:48 PM #9
    kittykatstrong
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    Welcome back, when I dont check in I can tell.
    Katy
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  10. 12-06-2008, 05:53 PM #10
    homesteadmamma
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    Quote Originally Posted by Darlene View Post
    No beating yourself up, that won't help any. Learn from where you went wrong & hop back into the frugal fun. :welcomeback:

    I agree with Darlene. Hop back in.
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  11. 12-06-2008, 05:59 PM #11
    Doggiemom
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    I am more of a lurker than a poster and read the forums several times a week to keep me in check... they have definitely helped me!! Sometimes I "slide" a little, but after reading here, I feel better (like it's okay to slide every now and then, just get back up on the horse and start over)
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  12. 12-06-2008, 07:42 PM #12
    MLSMOM
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    Back !
    ~Donna ~

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  13. 12-06-2008, 09:21 PM #13
    QM
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    Welcome back! I kind of know what you mean about losing sight of financial goals (and all control). I've been only off this site for a few days and already my mind isn't "frugal-consumed". I have found that I need the support from fellow Frugal Villagers to stay focussed.
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (), 2 (), 3 (), 4 (), 5 (), 6 (), 7 (), 8 (), 9 (), 10 (), 11 (), 12 (), 13 (), 14 (), 15 (), 16 (), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 8.2 lbs to lose (as of Mon, May 28th, 2012)

    Personal
    Pay off my Morgage
    $101,927.57 (as of May 28th, 2012 - 10 years, 0 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,977.26 (as of May 28th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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  14. 12-06-2008, 09:30 PM #14
    IntlMom
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    Jump back in....we're glad you;re back!!
    :

    Traci

    dh 20 years
    ds 14 ~ Russia
    ds 14 ~ Russia
    dd 6 ~ China
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  15. 12-06-2008, 10:03 PM #15
    LastDragonfly
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    Welcome Back to the Village
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