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  1. 12-26-2008, 09:30 PM #1
    Milly
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    Smile Another Newbie From Indiana

    Hello, everyone. I'm looking forward to getting to know all of you.

    My name is Milly and I'm from NE Indiana. Now that the Christmas madness has passed, I can settle back a little and plan for a frugal 2009.

    My husband and I are both retired, which gives me plenty of time to do the frugal things I could never find time for while I was working.

    We have one daughter and SIL and two grand-daughters, ages 4 & 6. We also have a foster cat who appears to be becoming a permanent fixture in our household. Prior fosters have been able to find homes, but the economy being what it is, it's become harder to find families willing to take on another pet.

    I belong to Freecycle in two counties (I'm kinda' on a border) and FlyLady. I'm a terrible pack-rat and both those sites help me out with my 'less is more' plans.

    I'm going to spend some time reading all your posts before I start asking questions, so bear with me. Maybe the answers I'm looking for are already here!
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  2. 12-26-2008, 09:35 PM #2
    Sara Noel
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    to frugal village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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    Family blog: Sign Saga!


    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?
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  3. 12-26-2008, 09:40 PM #3
    madhen
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    Greetings and welcome!!
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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  4. 12-26-2008, 10:39 PM #4
    FrugalMomof3
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    Hiya and
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  5. 12-26-2008, 10:56 PM #5
    homesteadmamma
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    Hi and welcome to the village.
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  6. 12-27-2008, 07:51 AM #6
    homemaker66
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    Welcome to the family.
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  7. 12-27-2008, 08:05 AM #7
    SandNOceanGirl
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    Hello and from Alabama!!
    ~Debra~
    Wife to Jeff

    2011 Challenges
    Reading Challenge: 45/100
    ~Currently Reading: An assortment of Love Inspired Books
    Gardening: Zone 8



    "All that we send into the lives of others comes back into our own"
    ~Anonymous
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  8. 12-27-2008, 08:42 AM #8
    Momto2Boyz
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    from your neighbor in Illinois!
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  9. 12-27-2008, 08:48 AM #9
    rachelj
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    Welcome!!! I live fairly close to you. I am about 15 miles south of South Bend/Mishawaka.
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  10. 12-27-2008, 08:58 AM #10
    Milly
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    Thanks to all of you for the friendly welcome. I've cruised around the site a while and there is just SO MUCH here I could spend days brousing. Wow! What a great site.
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  11. 12-27-2008, 09:15 AM #11
    ilovechocolate
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    Hi and welcome, Milly!
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  12. 12-27-2008, 09:18 AM #12
    jacqueline
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    milly
    i agree with you--i could spend days here and the road to learning frugal things never ends
    hope to see you posting soon!
    "Frugality without creativity is deprivation."-Amy Dacyczyn

    ♥ In love with an Amazing Man ♥
    My KatKids:♥marlee ♥lucy ♥

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  13. 12-27-2008, 10:58 AM #13
    Parksfamily5
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    Hello and Welcome. This is a great site.
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  14. 12-27-2008, 11:01 AM #14
    wwe11
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    Hi and welcome
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  15. 12-27-2008, 06:21 PM #15
    Mom23boys
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    Hello and welcome to the Village.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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