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  1. #1
    Registered User Kerjack's Avatar
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    Default Here Goes Nothing.

    Thank god I found this site, it's exactly what I needed.

    Here's a little about myself. I'm a 19 year old female from Canada, I'll be 20 in February though. At the moment I live with my best friend and her family, and currently don't pay rent. And no job at the moment, I start my new job on the 5th though.

    I have about $1800 in debt that I need to get rid of. I basically need to save money for my own place and to pay off the debt, and I plan to do this solely on my own.

    So really I'm hoping this place will help me achieve my goals and if it doesn't I hope I at least learn something.

    Ps I suck at these things haha.

  2. #2
    Registered User
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    Hi and welcome to the village from another Canadian. Starting at a young age to be frugal and get rid of debt is the best time to start. You'll learn skills you'll have for the rest of your life. I hope it all works out for you.

  3. #3
    Banned
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    Howdy from WVa! Theres lots here to read ( I'm still trying to read it all LOL) You can do what you plan to do. Just start out slow and easy. Each pay, have it all designated to where it needs to go. Rent and that debt. You can do it!

  4. #4
    Registered User InDiAnNa's Avatar
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    Welcome to the Village!

    There are a few of us in the 18-25 bracket, and I can't stress enough that 19 is probably the best age to become wise in financial matters and living within your means. I sure wish I had found this site when I was 19.

    Read, read, and read everything on here. Don't be afraid to ask questions, people will be blunt and upfront with you but at the same time there is plenty of sympathy, comfort, laughter and friendship.

    Best of luck to you!
    Me, Indianna - 21
    Future DH, Craig - 25
    DD - 14 weeks
    DChatte, Martha- 16


    DEBT FREE!
    House Deposit Fund - £10,000/£15,000
    Wedding Fund - £330/£12,000
    Emergency Fund - £325/£1000
    Personal Savings - £125/£1000

    £500 in 100 days Challenge - £325/£500 (ends 02/06/2009)
    Lose-a-pound-a-week Challenge - 6/15 pounds lost
    Menu Planning Challenge - 2/28 fortnightly menus completed and followed
    Grocery Challenge £100/month -
    BUSTED/£100 for January
    £62.35/£110 for February (upped budget as £100 not realistic!)

  5. #5
    Founder Sara Noel's Avatar
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    to frugal village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

    Follow us on Twitter!


    Follow me on:
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    Family blog: Sign Saga!


    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?

  6. #6
    Registered User SandNOceanGirl's Avatar
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    Hello and from Alabama!!
    ~Debra~
    Wife to Jeff

    2011 Challenges
    Reading Challenge: 45/100
    ~Currently Reading: An assortment of Love Inspired Books
    Gardening: Zone 8



    "All that we send into the lives of others comes back into our own"
    ~Anonymous

  7. #7
    Registered User djbout's Avatar
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    to the Village, eh!
    2009 Wii Fit Challenge:
    First Goal: 10lbs off and 2 points
    down on my BMI by
    Feb 27/09

  8. #8
    Super Moderator Michelle's Avatar
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    to Frugal Village.
    *~*Michelle*~*

    "You can't have your best health without exercise. It's just not possible" ~ Leslie Sansone, WATP


    Follow us on Twitter!


    Become a Fan of Frugal Village on Facebook!

  9. #9
    Master Dollar Stretcher LastDragonfly's Avatar
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    Clovis NM
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    Welcome to the village.

  10. #10
    Registered User nvmommyx6's Avatar
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    to FV
    Proud wife to Randy
    Proud Mom of~Sam 23 Nick 18
    Kevin 17Courtney 16Holly 13
    Jacob 11Maggie 1
    Change Jar Challenge $45.12
    Mommy's organized home challenge
    Utility room Pantry
    Closet Bedroom Bathroom

  11. #11
    Registered User Debbie-cat's Avatar
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    Hi and welcome from Minnesota!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

  12. #12
    Registered User writtenonmybody's Avatar
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    Hello and welcome!

  13. #13
    Registered User Mom23boys's Avatar
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    Hello and welcome to the Village.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~

  14. #14
    Registered User wwe11's Avatar
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    Default

    Hi and welcome.
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF

  15. #15
    Super Moderator Darlene's Avatar
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    :welcometofv:
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



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