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  1. 01-18-2009, 12:58 PM #1
    Gunny_Frost
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    Default New Guy from Iraq / Indiana

    Greetings,

    I am a retired Marine, who is currently working in Iraq. Back home in Indiana, my work prospects were not the best (not much need for retired infantry) but I was lucky enough to get this position over here.

    We have started working hard to "pay" for past financial transgretions, and am learning from them. This appears to be a terrific site, with a lot of great tips, ideas, and support from seasoned members.

    I am thankful for my family, my faith, and the fact that I started today above ground, and not in it.

    Cheers,
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  2. 01-18-2009, 01:03 PM #2
    joyofsix
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    Hi from another Hoosier
    Mom to Emma, Spencer, Connor, Lily,Fletcher, Amelia and Adeline.

    Mortgage $78,500/$15,200
    EF 3 mo income barring
    anymore emergencies
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  3. 01-18-2009, 01:09 PM #3
    Sara Noel
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    to frugal village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?
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  4. 01-18-2009, 01:13 PM #4
    InDiAnNa
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    Welcome to Frugal Village!
    Me, Indianna - 21
    Future DH, Craig - 25
    DD - 14 weeks
    DChatte, Martha- 16

    DEBT FREE!
    House Deposit Fund - £10,000/£15,000
    Wedding Fund - £330/£12,000
    Emergency Fund - £325/£1000
    Personal Savings - £125/£1000
    £500 in 100 days Challenge - £325/£500 (ends 02/06/2009)
    Lose-a-pound-a-week Challenge - 6/15 pounds lost
    Menu Planning Challenge - 2/28 fortnightly menus completed and followed
    Grocery Challenge £100/month -
    BUSTED/£100 for January
    £62.35/£110 for February (upped budget as £100 not realistic!)
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  5. 01-18-2009, 01:42 PM #5
    frugalnana
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    Welcome to the village.
    Maggi
    ------------------------------------------------

    Dh- Rick, sons- Ricky, Tim and Chris, Dd- Candace,my
    Grankids, Savannah, Mylee, , Kyrie,Chance and Wyatt
    My loveable other kids, Dogs-- Grace and Bruno.
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  6. 01-18-2009, 02:00 PM #6
    guest002
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    Welcome!
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  7. 01-18-2009, 02:24 PM #7
    wanderlusting
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    Welcome!!!
    Wife to Air Force DH for 7 years.
    SAHM to twin boys, Samuel and David!
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  8. 01-18-2009, 02:39 PM #8
    LastDragonfly
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    Welcome from Eastern New Mexico!
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  9. 01-18-2009, 02:53 PM #9
    thefrug
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    Howdy from WV! Jump right in. They're real nice people here LOL
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  10. 01-18-2009, 03:02 PM #10
    khjmom
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    Welcome!This is truly a great site. I have recieved so much help support to being debt free! You'll love it here.
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  11. 01-18-2009, 03:04 PM #11
    Gunny_Frost
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    Thank you everyone for the warm welcome. As is probably the case with a lot of people, my wife and I discovered D. Ramsey, and are taking a lot of his principles to heart.

    Some things (like selling our suv) are not going to happen. First and foremost, after last year the value plummeted. So, we will pay it off, and take care of it. My wife is the primary driver of it, and only has a 1.5 mile commute.

    We are in the process of refinancing to a 15 year mortgage at an incredible interest rate, (try that from half a world away for a challange). We have (2) CCs that should be gone by May 1st, and just keep rolling everything on to the next bill.

    Thank you all again, and be safe.

    Cheers,
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  12. 01-18-2009, 03:25 PM #12
    SweetPea
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    to the Village!
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  13. 01-18-2009, 03:38 PM #13
    Darlene
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    :welcometofv: Nice to have you here Gunny.
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



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  14. 01-18-2009, 03:41 PM #14
    brenda67
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    Welcome from New York...My husband was a Marine and served his 4yr term..I have alot of respect for all that you do to serve and protect our country.. I hope you enjoy frugal village as much I do.. ..


    ~~Semper Fi~~
    Wife to Keith
    Mom of 3 boys
    Brandon
    Kody
    Dustin
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  15. 01-18-2009, 03:55 PM #15
    kahne_9fan
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    from another Hoosier villager. There is alot here to learn as I am still finding out.
    2009 Challenges
    2009 Menu Planning Challenge 1/26
    Change Jar Challenge
    Saving For Christmas 2009 Challenge
    2009 Debt Reduction Challenge
    ***Total Debt $9,135.61/$9,135.61 as of 1/05/2009
    2009 Project A Month Challenge
    ** January-- Spare Room (DONE 1/02/09)
    2009 Coupon Challenge
    2009 Get Cooking Challenge
    ** Try New Recipes 0/5


    Personal Challenges
    January Grocery Budget.....0/$500
    January No Spend Days........2/31 (Goal 15)
    January Book Club Challenge........0/3
    January Gas Challenge...... 0/$100
    January Eating Out Challenge....0/31 (Allowed 0/4)
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