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  1. 03-12-2009, 06:20 PM #1
    mopples
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    Cool Hello from Australia

    Hello, my name is Angela. I joined up a little while ago, but never posted.

    In the past i have been very bad with credit cards which has resulted in me have approximate $28k in personal debt.

    I have recently become very motivated to get everything paid off quickly and have completely re-done my budget and am actually off to open a couple of savings accounts next week.

    I look forward to chatting with everyone and hopefully can get some wonderful tips and stay motivated along the way.
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  2. 03-12-2009, 06:29 PM #2
    sabrelvssammy
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    hello angela...welcome to the village

    “After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
    Only then will you find that money can't be eaten.”
    ~ Cree Indian Prophecy

    2012 goals:

    Weight today: 115.2
    Goal weight for next weigh-in (4/7): 113.5
    Final Goal Weight: 110
    Goal weight date: May 18, 2012
    Loss/Gain since yesterday:
    Total loss to date: 9.2 lbs
    Days until final goal weight:

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  3. 03-12-2009, 06:29 PM #3
    Thevail
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    Welcome! Jump on in the water's fine!

    Motivational thought...
    $28,000 is a lot of money..but it is less than the average amount owed for student loans, or even a major hospital stay.. it is a decent car...but not a great one.

    You can do this! And we're here to help!
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  4. 03-12-2009, 06:43 PM #4
    mopples
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    Thanks for the warm welcome

    Thevail - yes it is. Funnily enough, i could do with a new car but im not getting one until the debts are paid off. Im quite happy to have a car loan, but i hate the debt i currently have, its just wasted money really (all bar about $5k which came from a europe holiday last year when i found out i had to take leave with out pay).

    My budgets are all set up until Dec 2011 and it must all be paid by then. Now i just wish next Thursday pay day would come so i can get started on it all!
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  5. 03-12-2009, 06:51 PM #5
    Sara Noel
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    to frugal village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?
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  6. 03-12-2009, 07:10 PM #6
    redeme
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    Welcome to the Village!
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  7. 03-13-2009, 12:13 AM #7
    LastDragonfly
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    Welcome! You will be inspired!
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  8. 03-13-2009, 02:14 PM #8
    Saydee
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    Hello & welcome to the site.
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  9. 03-13-2009, 05:43 PM #9
    rainbowgc
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    Welcome to the Village from sunny Florida
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  10. 03-13-2009, 06:51 PM #10
    Monner 1
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    to the village. We will help anyway that we can.

    Monner
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  11. 03-13-2009, 08:23 PM #11
    dcompton
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    You will gets lot of support here for reaching your goal. FV is a great place.
    Donna

    Use It Up 2012:
    Lapghans: 5
    Baby afghans: 1
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  12. 03-13-2009, 09:28 PM #12
    Must-Stash
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    Hi Angela. Happy to meet you.
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  13. 03-14-2009, 09:48 AM #13
    Darlene
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    :welcometofv:
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
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  14. 03-14-2009, 10:45 AM #14
    onencgirl
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    Hi and welcome from NC.
    If You Find Yourself Dancing In The Rain
    You Have Been Blessed
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  15. 03-17-2009, 09:42 PM #15
    QM
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    Hi and welcome to Frugal Village from Ontario.
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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