Hello from Australia
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  1. #1
    Registered User mopples's Avatar
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    Cool Hello from Australia

    Hello, my name is Angela. I joined up a little while ago, but never posted.

    In the past i have been very bad with credit cards which has resulted in me have approximate $28k in personal debt.

    I have recently become very motivated to get everything paid off quickly and have completely re-done my budget and am actually off to open a couple of savings accounts next week.

    I look forward to chatting with everyone and hopefully can get some wonderful tips and stay motivated along the way.

  2. #2
    Registered User sabrelvssammy's Avatar
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    hello angela...welcome to the village

    “After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
    Only then will you find that money can't be eaten.”

    ~ Cree Indian Prophecy










  3. #3
    Registered User Thevail's Avatar
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    Welcome! Jump on in the water's fine!

    Motivational thought...
    $28,000 is a lot of money..but it is less than the average amount owed for student loans, or even a major hospital stay.. it is a decent car...but not a great one.

    You can do this! And we're here to help!

  4. #4
    Registered User mopples's Avatar
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    Thanks for the warm welcome

    Thevail - yes it is. Funnily enough, i could do with a new car but im not getting one until the debts are paid off. Im quite happy to have a car loan, but i hate the debt i currently have, its just wasted money really (all bar about $5k which came from a europe holiday last year when i found out i had to take leave with out pay).

    My budgets are all set up until Dec 2011 and it must all be paid by then. Now i just wish next Thursday pay day would come so i can get started on it all!

  5. #5
    Founder Sara Noel's Avatar
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    to frugal village.
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    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?

  6. #6
    Registered User redeme's Avatar
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    Welcome to the Village!

  7. #7
    Master Dollar Stretcher LastDragonfly's Avatar
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    Welcome! You will be inspired!

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    Registered User Saydee's Avatar
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    Hello & welcome to the site.
    Linda

  9. #9
    Registered User rainbowgc's Avatar
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    Welcome to the Village from sunny Florida

  10. #10
    Registered User Monner 1's Avatar
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    to the village. We will help anyway that we can.

    Monner

  11. #11
    Registered User dcompton's Avatar
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    You will gets lot of support here for reaching your goal. FV is a great place.
    Donna

  12. #12
    Registered User Must-Stash's Avatar
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    Hi Angela. Happy to meet you.

  13. #13
    Super Moderator Darlene's Avatar
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    :welcometofv:

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    Registered User onencgirl's Avatar
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    Hi and welcome from NC.
    If You Find Yourself Dancing In The Rain
    You Have Been Blessed

  15. #15
    QM
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    Registered User QM's Avatar
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    Hi and welcome to Frugal Village from Ontario.
    If you will live like no one else, later you can live like no one else.


    2014 Lose-A-Pound-A-Week Challenge
    Started tracking my calories and REALLY trying on June 23rd (at 138.0 lbs)
    1st goal will be 135 lbs Reached this goal on Saturday, June 28th
    2nd goal will be 132 lbs
    3rd goal will be 130 lbs
    4th goal will be 128 lbs
    5th goal will be 126 lbs

    April No Spend Challenge 10/30 No Spend Days
    ~~will start up again in May~~

    Personal
    Pay off my Mortgage
    $60,922.02 (as of September 10th, 2014 - 5 years, 8 months)
    $73,670.29 (as of December 29th, 2013 - 7 years, 0 months left)
    $94,506.12 (as of December 21st, 2012 - 9 years, 2 months left)
    $108,631.38 (as of December 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit#1 - General
    $21,631.26 (as of September 10th, 2014)
    $19,058.22 (as of July 28th, 2014)
    $10,784.38 (as of December 20th, 2013)
    $20,330.65 (as of June 7th, 2013)
    Pay off My Line of Credit #2
    $29,851.53 (as of September 10th, 2014)/$35,308.44 GRAND TOTAL
    Breakdown
    $828.42 undercoating for new van
    $1,743.27 eavestrophs on our house
    $1,736.75 new walkway in the front of our house
    $31,000 van

    Winning at money is 80% behaviour and 20% head knowledge....Hey, if it were easy, every moron walking would be wealthy.
    ~Dave Ramsey

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