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  1. #1
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    Default Greetings from New England!

    Hello from The great New England Shores!

    How did you hear about frugal village? Searched for Dave Ramsey forum on google, and have been enjoying and using all the information I've found here.

    What interests you here? Frugal living, using resources responsibly, all the energy and enthusiasm for paying off debt and accumulating "true wealth" (lots of SAHMs here, I'm jealous!)

    What will you contribute? Hopefully my own tips and tricks, I am a buyer for a company and budgets and things are a little different, but I am frugal just the same

    Do you know any other members here? Not yet!

    How many kids? Ages? No children, and it's a sensitive subject for me. I really wish I did, but I don't - yet.

    Tell us about yourself. DH and I were married in 2007, and in 2008 (actually the day the market REALLY crashed) we closed on our first home. We purchased a 14 acre farm from my great-aunt, and the property has been in my family for 7 generations. We love it, but the mortgage haunts us every day. I feel a very strong responsibility for stewardship, and for making sure it is not lost on my watch!

    Do you own any pets? 3 beloved cats, whom we call "the beans," including one cat my husband rescued out of New Orleans back in 2005.

    Occupation? Technical Purchasing Manager for a large Financial Services Company (not one you are seeing on the news though!)

    Married or single? Married

    Interests and hobbies? Gardening, history, reading, practical skills, cooking, family, politics.

    Challenges: Our mortgage ($312,000) and My husband's business debt ($145,000), managing my husband's business in a slow economy, keeping him on track!
    Last edited by ml2620; 03-18-2009 at 02:32 PM. Reason: Added Challenges in the interest of full disclosure.

  2. #2
    Registered User Debbie-cat's Avatar
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    Hi and welcome from Minneosta!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

  3. #3
    Founder Sara Noel's Avatar
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    to frugal village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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    Family blog: Sign Saga!


    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?

  4. #4
    Registered User thesightofoneself's Avatar
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    ...

    kindness is unlimited

    fling: 0268/2011


    2011 Goal: get out of debt and visit my gf in arizona
    debt: about 10,000 | owed: about 10,200

    homesteading skill-a-month challenge: january/february/march - hydroponics ; april - solar heater
    reading list: king of the screwups -done!;

  5. #5
    Registered User Lady_V's Avatar
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    :welcomewagon:

    From Massachusetts
    I can't be out of money... I still have checks left!

    Momma to the Diva
    Old Lady to the Old Man
    My Blog: http://more-than-bonbons.blogspot.com


    BS1: DONE BS2: DONE BS3: working on it BS4 :eventually (at 3% now) BS5: DONE BS6: DONE BS7: someday
    OMG, we're going on our first cruise together??? 2 July 12
    2012 Challenges
    Change Jar
    Vacation Fund - done
    Drink Water
    Get Moving
    100% Homemade Holidays

  6. #6
    Registered User angelbumpkin's Avatar
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    Hi and Welcome from Florida.

  7. #7
    Registered User pinetree's Avatar
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    Hi and Welcome!
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.

  8. #8
    Registered User Mom23boys's Avatar
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    Hello and welcome to the Village.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~

  9. #9
    Registered User wwe11's Avatar
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    Default

    Hi and Welcome
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF

  10. #10
    Registered User rainbowgc's Avatar
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    Welcome to the Village from sunny Florida

  11. #11
    Registered User onencgirl's Avatar
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    Hi and welcome from NC.
    If You Find Yourself Dancing In The Rain
    You Have Been Blessed

  12. #12
    Moderator mauimagic's Avatar
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    Aloha and welcome from Hawaii!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
    __________________

  13. #13
    Registered User Must-Stash's Avatar
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    It's a pleasure to meet you. Welcome to the community.:

  14. #14
    QM
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    Registered User QM's Avatar
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    Hi and welcome to Frugal Village from Ontario!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)

  15. #15
    Master Dollar Stretcher LastDragonfly's Avatar
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    Welcome from NM!

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