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  1. 03-27-2009, 02:12 PM #1
    Sheepystitious
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    Talking Jumping on the welcome wagon from CT

    Hello!
    I've been lurking for a bit and am new to this forum - I wanted to say hello with this welcome questionnaire to introduce myself:

    How did you hear about frugal village? Frugal for life blog (I love blogs!). I had previously been a member of the Frugal Living forum over at About.com, but mostly lurk for lack of time.

    What interests you here?All the friendly frugal people that seem to be missing in my neck of the woods!

    What will you contribute?Tried and true ideas, recipes, direction, etc. I have been a frugalista for 4 years now (since I paid down a $7K cc debt). We currently save 35-40% of our salary towards paying for house down payment and wedding, plus retirement.

    Do you know any other members here? Not yet!

    How many kids? Ages? No children.

    Tell us about yourself.I'm 26 and live in Southeastern CT. I am an environmentalist, and sometimes my frugalism is good for the planet, and sometimes it is not (very hard to justify going all organic - too $$$ for my budget). I work full time, and live with my fiance. I love the outdoors, and hike whenever I can.

    Do you own any pets?Two cats - one has chronic renal failure (kidney disease), so daily meds/injections are required. I'm like a vet-in-training!

    Occupation?Marketing & Recruitment Assistant for a University, also work occasionally in retail for extra $, freelance services in computer/website help

    Married or single?Happily Engaged

    Interests and hobbies? Hiking, gardening, reading, cooking, clipping coupons, organizing

    Cheers,
    Monica (sheepystitious)
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  2. 03-27-2009, 02:23 PM #2
    mauimagic
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    Welcome and aloha from Hawaii!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  3. 03-27-2009, 02:24 PM #3
    Debbie-cat
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    Hi and welcome from Minnesota!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  4. 03-27-2009, 03:46 PM #4
    Sara Noel
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    to frugal village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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    Family blog: Sign Saga!


    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?
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  5. 03-27-2009, 05:55 PM #5
    pinetree
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    Hi and Welcome!
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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  6. 03-27-2009, 06:04 PM #6
    Jilly
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    Hi and welcome! I'm fairly new too, I joined earlier this month. Just curious, what is a Cash/Stash fund?? How is it different from your EF?? Does that mean you have cash on hand for "non-emergencies"?
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  7. 03-27-2009, 06:13 PM #7
    onencgirl
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    Hi and welcome from NC.
    If You Find Yourself Dancing In The Rain
    You Have Been Blessed
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  8. 03-27-2009, 11:02 PM #8
    QM
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    Hi and welcome to FV from Ontario!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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  9. 03-27-2009, 11:26 PM #9
    DJ1972
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    Welcome to FV!
    DJ

    Married to DH since 1993
    DD age 16
    DS age 14
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  10. 03-28-2009, 09:43 AM #10
    wwe11
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    Hi and Welcome from Ohio.
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  11. 03-28-2009, 09:45 AM #11
    hotprincesscm
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    Hello and Welcome to Frugal Village!!
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  12. 03-28-2009, 09:33 PM #12
    LastDragonfly
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    Welcome from NM!
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  13. 03-29-2009, 08:16 AM #13
    Must-Stash
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    Hi and welcome from Michigan. I'm so happy you joined our community.
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  14. 03-29-2009, 02:39 PM #14
    Sheepystitious
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    Smile Cash Stash

    Ooh I love talking about my cash stash! My DH and I created a "cash stash" for a few different uses:

    1. It is a small amount of various bills and coins in case of emergencies

    2. It is an additional branch off our regular EF

    3. Provides us with a temporary personal ATM for yard sales, farmers markets, and other venues that don't take debit cards, since we frequent these types of local places but do not regularly carry cash on us.

    This works for us and our lifestyle, because we're disciplined enough to keep putting money into the fund, too. We'd love to get this amount increased eventually, but it's just not a huge priority. It rarely goes below $500, btw, but I just purchased a used treadmill off craigslist (paid cash, of course). :-)

    Cheers,
    Monica
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  15. 03-29-2009, 04:02 PM #15
    Jilly
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    Quote Originally Posted by Sheepystitious View Post
    Ooh I love talking about my cash stash! My DH and I created a "cash stash" for a few different uses:

    1. It is a small amount of various bills and coins in case of emergencies

    2. It is an additional branch off our regular EF

    3. Provides us with a temporary personal ATM for yard sales, farmers markets, and other venues that don't take debit cards, since we frequent these types of local places but do not regularly carry cash on us.

    This works for us and our lifestyle, because we're disciplined enough to keep putting money into the fund, too. We'd love to get this amount increased eventually, but it's just not a huge priority. It rarely goes below $500, btw, but I just purchased a used treadmill off craigslist (paid cash, of course). :-)

    Cheers,
    Monica
    Oooo, I think that will be my new focus for my change jar. In addition to coins, I have started adding any one dollar bills to the jar as well. I can call this my cash stash!!! I like your idea of have a $500 goal to draw from. This will reduce my need for resorting to ATM withdrawals or withdrawal w/ purchases just because I need a few bucks. Thanks!
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