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Thread: I feel like I am drowning....
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04-01-2009, 02:21 PM #1Registered User
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I feel like I am drowning....
Under debt, under stress, under fear....
In one month everything seems to be slipping down slope and I am scared...
Since my Dd was diagnosed with Type One Dibetes at the beginning of this month.... my money has just flown out the window and we are more in debt than ever.
The costs of her medical supplies has us reeling, the cost of groceries has gone up, we had to stay in a motel while she was in Childrens Hospital.... and to pay for restaurant meals UGH!!!!
We are now at least $2000 in further debt...
I am suffering from anxiety and panic attacks as I am learning to cope with my 11 year olds high and low blood sugars and giving injections...
Oh when will it end!!!!!
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04-01-2009, 02:23 PM #2
Hugs to you! Is there anyway you could find a hotel with a little kitchenette? I'd also look into what companies are her meds from, they often will give discount rates or the meds free if you are in finanical need.
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04-01-2009, 02:52 PM #3
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04-01-2009, 02:54 PM #4
I don't have any advice. You are dealing with so much right now. Be kind to yourself and just do what you can do.
Mom to Emma, Spencer, Connor, Lily,Fletcher, Amelia and Adeline.
Mortgage $78,500/$15,200
EF 3 mo income barring
anymore emergencies
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04-01-2009, 10:09 PM #5Registered User
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Hey Holly, I'm so sorry you're having such a rough time.

You said your DD was in the Children's Hospital. Which one? I know the one here in Calgary has a Ronald McDonald house.
Take about five minutes for yourself and get some fresh air somewhere. Go for a walk or simply sit out on the porch for a few minutes to clear your head a little. I know stuff like this is hard to take right now, but remember that your DD needs you to be there for her. Take care of yourself!
Wife to DH since 10/31/2002!
Mom to DS #1 08/13/98 Mom to DS #2 09/11/03

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04-01-2009, 11:03 PM #6Master Dollar Stretcher
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Holly, I'm so sorry. Have you contacted a support group for familes of juvenile diabetes? Who can you seek advice? Did the hospital put you in contact with their social worker who will give you support (not just financial, but emotional support too).
What can I do to help?
Hugs honey
M
I'm praying for you to have some peace and some moments of clarity and of course for your dd too.
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04-02-2009, 12:32 AM #7
So sorry you're struggling through all this... Just wanted to send you a hug.
Kace - married to Dh 12 years
Love to
Full-time homemaker, part-time worker, college student. Always pinchin' pennies!
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04-02-2009, 04:07 AM #8
Holly, I don't post here a lot, but I happened to see your post and it touched me. I am so sorry for what you are going through. Being a Mom, you want to help and care for your child, and you feel swamped and stressed. I know that feeling of being so over whelmed that it crosses your mind that you would like to just run away. Maybe you have not thought about that, but I have before. I didn't do it, of course, but, I have sure thought about it a few times. We don't stop being human when we become parents. We still feel and we still hurt sometimes and we still have needs of our own. So no matter what you are feeling or thinking, it is okay, just as long as you hang in there and do the best you can.
For whatever it may be worth, my best advice would be to take all the help you can get from wherever you can get it. Do you or DH have any family that could possibly lend a hand financially or other wise? Someone suggested seeking help from the drug company. That is a good idea. If you can get a break on the price of the drugs DD needs, take it. Check out family services in your area. Check with local churches. Go to a food bank, if possible, and save on food and use that saved money for something else your family needs right now. Check with any and all agencies you can think of. The worst that can happen is that they won't or can't help, but check anyway and keep checking. You might get a "no" today and next week you just might get a "yes, we can help". If a friend or neighbor offers a free hot meal or offers to clean your house or offers you a five dollar bill, take it.
Best of luck, hun, and prayers for you and yours. Things will get better.
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04-02-2009, 08:07 AM #9Super Moderator
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I'm sorry Holly. You have a lot going on right now. Other posters in this thread have given you some good advice & ideas. I hope they help.
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04-02-2009, 08:44 AM #10
Write it all done,journal it, blog it here, turn to a diabetes group,but most of all remember : Nothing good or bad lasts forever. This simple phrase got me thru 4 years of seemingly impossible debt from my husbands 9 surgeries after a 30 ft. fall. Make deals with the medical bills. "I am about to commit bankruptcy but you have been so kind I would like to offer you something before I do. What is the least we could settle this for"? Do you have any free samples/supplies. Do you you know of any free support groups? Ask for lowered rates to begin with. I negotiated $1000.'s off and got his boss to keep paying his salary for awhile. You'd be suprised how the price is not really the price. I'm sorry things are sour right now but please remember people do care. Things will get better. Divide it up into less overwelming parts.
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04-02-2009, 09:37 AM #11
I am sorry. I wish I could help you.
The math never lies, budget in INK!
Amount of Free items 2012 $391.33

Debt #2 12/31/12 CC $901.88
Debt #3 12/31/12 $3648.83
Madness, mayhem chaos...my work here is done!
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04-02-2009, 09:52 AM #12
Try and let go fo the stress from the things you personally can not control.
It's hard, for sure, but to continue to focus on the things of which you really have no control over is not going to help you now.
Instead focus on the things you can control. You can get thru this.
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04-02-2009, 11:09 AM #13Registered User
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Health is way MORE important than money.
Just focus on getting the sugar under control...(somewhat)~and then worry about the costs. You will get to a point that you can find the savings.
I followed a link to a brand new meter.
Have you checked out the Dr. Bernstein's Dabetic Solution website?? I'ts www.diabetes-normalsugars.com (if that's not it....google it)
It's worth checking into...he's written several books also.Last edited by CrazyCat; 04-02-2009 at 11:09 AM.
Cher
2012 GOALS
1. Carve out more 'me' time..to concentrate on mental and physical health.
2. Prepare budget
3. Check into going back to college
4. start home improvement fund.....a. windows
5. lose weight (see #1)
6. make new friends. (*this is hard for me...I have a hard time)
7. Come up with a plan to pay off the mortgage! Maybe a 2nd job....hmmm...
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04-02-2009, 11:31 AM #14
If your daughter is still in the hospital be sure and ask to speak to a hospital social worker. She can put you in to connect with people from all over that are in the know of programs that can offer you help. Along with places she can help you stay at little or no cost while your daughter is in the hospital. It is there job to help you with all this and they are truly awesome at it. They really do have "special" training to help you find what you need. Be sure and talk to the social worker, she will really help you get this all taken care of and find the help you so need to deal with all of this.
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04-04-2009, 03:18 AM #15Registered User
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Holly - you sound desperate...
Please take a step back and evaluate. don't worry about the money at this point you have a sick DD who needs you to be the best that you can be.
your dd is your number one priority (along with the rest of your family) these sorts of situations can't be helped - you just have to focus on what is important right this moment and then later once things have settled down you can get organised with everything else.
at the moment just focus on what are necessities... Food, Shelter, Health
Good luck with everything - hopefully DD starts to feel better soon.Debt 1 - Paid in Full (originally $750)
Debt 2 - Paid in Full (originally $2100)
Debt 3 - Paid in Full (originally $3500)
Debt 4 - Paid in Full (originally $4000)
Debt 5 - Paid in Full (originally $3000)
FFEF - Fully Funded with 6 months of expenses as of July 2009
Next Step - House deposit
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