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07-07-2009, 07:22 AM #1Registered User
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Hello!
Hi, I'm Kate, but I also occasionally go by Katie or Katy and will respond to various names :p I'm 20, and I live in the UK. I'm a student, and I divide my time between living at home with my dad and younger sister (+ 2 cats), and living in a house with 4 friends (also students). I lived in halls until very recently (my room in the house with my friends actually doesn't contain any of my stuff yet, that's how recently!) where my ability to cook, store food, etc, was very limited, and so thriftiness was very limited. Now that I'm out of that environment, I'm ready to start trying harder, to minimise as far as possible the debt I am in when I leave University, and to save for my future.
My biggest difficulty in thriftiness is trying to work out how to budget when I don't have regular income (I live on student loans).
I have a very nonthrifty boyfriend who I'm trying to kick up the arse to start working on paying down his cc debt because it seems silly that I'm bulk buying lentils in order to put us in a financially stable place in the future, while he has a proper salary, lives at home and pays no rent, and STILL manages not to work on his debt :p It's not as much a point of resentment as I made it sound, I promise, but I WOULD like some of my thrifty aspirations to rub off on him so it doesn't cause problems in our relationship when we live together.
I'm also vegan. Not sure what else to say
Hope I'm welcome here
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07-07-2009, 07:38 AM #2Registered User
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Hi and welcome from NC.
If You Find Yourself Dancing In The Rain
You Have Been Blessed
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07-07-2009, 07:41 AM #3Registered User
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Hi and
to the Village from VA
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07-07-2009, 07:43 AM #4Registered User
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...
kindness is unlimited
fling: 0268/2011
2011 Goal: get out of debt and visit my gf in arizona
debt: about 10,000
| owed: about 10,200 
homesteading skill-a-month challenge: january/february/march - hydroponics
; april - solar heater 
reading list: king of the screwups -done!;
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07-07-2009, 07:48 AM #5
Welcome Katy and hello from Michigan.
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07-07-2009, 08:00 AM #6Registered User
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Hi and welcome!
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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07-07-2009, 08:11 AM #7Registered User
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Hello and Welcome. My name is Kim and I am in Michigan!
Kim
Wife to dh Jeff for 21 years
Mom to dd Kelly 16
dd Diana 13 
3 very spoiled cats
1 dog
Book Challenge 2012 - 28 / 25
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07-07-2009, 08:18 AM #8Registered User
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We're glad you've joined us at the Village! You'll learn lots of great stuff here.
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07-07-2009, 08:42 AM #9Registered User
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Hello from Atlanta, Georgia
Married to DH 19 years
Pet Mom to Miss Sassy and Samson
2012 Challenges:
Self Image
Pantry and Freezer Challenge
March No Spend Days 3/10
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07-07-2009, 08:44 AM #10Registered User
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thanks for all the very friendly welcomes, everybody
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07-07-2009, 09:49 AM #11Registered User
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Hi and welcome from Minnesota!
Dh Bob FIL
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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07-07-2009, 09:55 AM #12Super Moderator
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07-07-2009, 11:09 AM #13Registered User
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07-07-2009, 11:30 AM #14Registered User
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Hi and
, Kate!
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07-07-2009, 07:37 PM #15Founder
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