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07-21-2009, 10:37 AM #1Registered User
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New...Again....
Hello All,
I have been registered on this site for some time, but seem to get completely sidetracked by life!! For a while now, I have been headed in the wrong direction, but I am now trying to refocus! I am a single mom that has been thrown a few curve balls since my divorce in 2006 and it all can get depressing.
It's a long story how it all happened, but I take full responsibility even though looking back, I would not make the same choices regarding bailing one of my kids out of financial trouble and indulging the others in post-divorce (guilt?).
I'm not sure how to do one of those ticker things, but I did list my debt so that I can have at least some accountability!
Not only have I acquired the debt, but I have acquired a few extra pounds, too!! I am just sick about it and as soon as I figure out the ticker I am going to add that to my challenges as well.
My goals is to be debt free except the mortgage and car by the end of 2012 / beginning of 2013. I already figured out my "snowball" in order to achieve this! I am, perhaps, going against some of the advice in that I am adding to savings at the same time. My emergency fund has dwindled and I just get nervous about that. As soon as I have it built up to a certain amount, I may refigure and put more into my snowball effort.
Weight wise, I want to lose 50 pounds by the end of 2010. My problem(read excuse) is that I have a very early morning work schedule....I get up at 4-4:30 am and by the time I get home, I am exhausted and end up crashing for an hour then getting up, eating and then going back to bed!! I think if I just push myself a little to either walk or pop in an exersize DVD I could. I also need to alter my diet.....it's actually not too bad, but as I have aged, it seems I need fewer and fewer calories.
Well, this is waaay too long......thanks!
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07-21-2009, 10:44 AM #2Registered User
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Hi and welcome!
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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07-21-2009, 10:49 AM #3Registered User
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Hi and welcome back from a fellow Minnesotan!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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07-21-2009, 01:06 PM #4Registered User
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Welcome back!!
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07-21-2009, 01:14 PM #5Registered User
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Welcome back to FV! I hope you can
that debt out of its misery and if you need any help, let us know. 
Wife to DH since 10/31/2002!
Mom to DS #1 08/13/98 Mom to DS #2 09/11/03
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07-21-2009, 01:18 PM #6Registered User
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Hi and welcome back from NC!
If You Find Yourself Dancing In The Rain
You Have Been Blessed
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07-21-2009, 05:23 PM #7Registered User
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welcome back!!!
Sheri
GO COLTS!!!!!
Wife to Dale
Mom to Paige and Abbie
dogmom to Casey and Callie
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07-21-2009, 06:26 PM #8Registered User
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Welcome come back.
Monner
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07-21-2009, 06:27 PM #9Registered User
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Welcome come back.
Monner
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07-21-2009, 07:03 PM #10Registered User
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Welcome from Missouri!
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07-21-2009, 10:21 PM #11Registered User
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Hello from Ohio and welcom back.
Cat
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07-22-2009, 12:05 AM #12Registered User
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Welcome back from another member who fell off the Frugal Village and just came back. Keep us posted on how your doing. Support really makes a difference!!!
l8eebugg
finish 3 quilts by end Nov.
Change Jar/Penny 144.36/200
Cool to be Kind Challenge Goal-min. of 1 a day
eat out no more than twice-OCt.
Homesteading Challenge: veg. garden, soap,gazebo screen, wine, jigsaw
Frugal Challenge: Min. 1 a day
2011 debt reduction: citizens
messy to marvelous
utility challenge: any $ down is great/track progress don 1/3 OCt.
Weekly pyramid challenge- update daily
Christmas challenge-1/3 quilts
no spend days: 10/31 days
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07-22-2009, 10:56 AM #13Moderator
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Hi and
back from Oregon!
-Suzanne
Challenges:
Pound A Week - 237.2 / 227.8 / 135
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07-22-2009, 11:35 AM #14Registered User
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Glad you came back........you can do all the goals, I am sure.
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07-23-2009, 11:45 PM #15Registered User
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Thanks everyone.....I appreciate the welcome!!
Here's another example of how life gets to me......my daughter is home on leave from the army and her and her fiance have decided to go ahead and get married *this weekend* so that they can be stationed together.
It's all good...I like the guy and all....it's just that this is the kind of thing that always seems to happen to set me back. I am trying to keep myself under control. I did purchase her dress, but it was only $66. They bought everything else so far. After the ceremony, we are all going out to dinner and that is going to run about $2-300 depending on how much people drink. I'm hoping that the groom's side will offer to chip in half!!
Anyway......thanks for the welcome and after this weekend, I hope to participate more!
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