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Thread: hi from MD!!

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    Registered User gratitude's Avatar
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    Default hi from MD!!

    new to the site, not new to being frugal....well, once upon a time I was very frugal and loved it!!!....need to find my way back home, income has doubled, yet somehow so have our expenses I must get back in touch with my frugal side!!!!!! So glad to have found this site!!!!!

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    Registered User skw6559's Avatar
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    Hello and welcome to FV!!! You'll love it here!

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    Registered User frugalfranny's Avatar
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    Welcome aboard. Glad to have U here.
    Travel light. The baggage of the past can only hold you back.

    January Book List

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    Welcome to FV from Northern NY. Enjoy..

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    Registered User ilovechocolate's Avatar
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    We're glad you've joined us at the Village!

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    Moderator aka AmyBob AmyBoz's Avatar
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    Welcome to the village, from NJ! We're so glad to have you here, and I'm sure we'll all learn from each other!
    My Blog: http://amysreallife.wordpress.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
    Fling 2012 Things in 2012 Challenge: 253/2012
    Reading Challenge: 6 book read in 2012

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."

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    Registered User lovestoread's Avatar
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    Welcome to the village....
    Sheri











    GO COLTS!!!!!


    Wife to Dale
    Mom to Paige and Abbie
    dogmom to Casey and Callie

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    QM
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    Hi and welcome to Frugal Village!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)

  9. #9
    Rude and Vile Master Greebo's Avatar
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    Hi from Baltimore!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"


    Greebo
    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
    WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three
    Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!

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    Registered User Sassyclass's Avatar
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    from NE Ohio.
    GO REDSKINS!!!
    Cat

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    Registered User miss_thrifty's Avatar
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    hello from canada. welcome to the village.

  12. #12
    jas
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    Welcome to the Village! I used to live in Oxon Hill. That was over 30years ago though.
    Married 22 years to Mark
    Mom to Ryan 25
    Lisa 18 and Yorkie Lexi
    SAHM in Florida

    starting totals
    Mortgage $142,458/$155,000
    -----------------------

    change jar total $95.00
    EF $1000.00

    A friendly reminder Always wear sunscreen!

  13. #13
    Registered User Debbie-cat's Avatar
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    Hi and welcome from Minnesota!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

  14. #14
    Registered User aprilrain1024's Avatar
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    Hello from Iowa!



    ~*April*~

    Mommy of:

    Gretta
    Raziel
    T-2

    Change Jar: $2.55

    EF: $0/$1,000

    Rainy Day Fund: $0/$500

    Savings: $0/$1,500

    CC's: $0/$3,500





    "Fall down 8 times and stand up 9!!!"

  15. #15
    Registered User wwe11's Avatar
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    Hi and welcome!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF

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