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Thread: Got room for one more?
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08-28-2009, 12:18 PM #1Registered User
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Got room for one more?
My name is Paula. I've been married for 19 years, have three sons ages 18, 15 and nine. We live in North Texas but are relocating to the Albany, NY area next week for my husband's new job. My husband was laid off on March 16th so we made it through a six month lay off. My stock pile is gone (which is good- less to move), our savings is gone, we're behind on every credit card we have ($10,000 in debt), we're a month behind on vehicle payments but our lien holders have been very understanding about that and have worked with us. Oh and we owe the IRS $1,400. that must be paid by 11/27/09...and the IRS has been very understanding and willing to work with us.
I'm here to learn everything I can about living frugally and doing it in a cold climate! My goals are to get all our debt paid off once and for all and to sock money away. I figure the only way to prevent this from happening again is to prepare as if it will. I look forward to learning a lot from the members of this site.
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08-28-2009, 12:28 PM #2Founder
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Hi Paula,
to frugal village.
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“A monumental event can happen any day." --Peale
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08-28-2009, 12:28 PM #3Moderator aka AmyBob
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Hi Paula! Welcome to the village!
My Blog: http://amysreallife.wordpress.com
Amy
Wife to
Mommy to 4
Public School Teacher
Our Only Debt: Mortgage - $454,243.56
2012 Grocery Challenge: $474.57/$500 January
Fling 2012 Things in 2012 Challenge: 253/2012
Reading Challenge: 6 book read in 2012
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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08-28-2009, 02:30 PM #4Registered User
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Hi, and welcome!
From Michigan's UP!
Have a safe and happy move!______
Cheryl
"I am still determined to be cheerful and happy in whatever situation I find myself. For I have learned that the greater part of our misery or unhappiness is determined not by our circumstance, but by our disposition." -------Martha Washington
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08-28-2009, 03:15 PM #5Registered User
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Welcome to the village!!!
EF $703.21
STARTING DEBT $40,567.12
DEBT TO DATE $5,571.24
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08-28-2009, 03:29 PM #6Rude and Vile Master
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No. We're full up.Got room for one more?
Go away!
JUST KIDDING! Welcome to the village!
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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08-28-2009, 04:50 PM #7Registered User
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Always have room for one more.......WELCOME ABOARD.
Glad to have U here.
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08-28-2009, 05:58 PM #8Registered User
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Always room for more! This is a great place I am sure you will learn a lot, I know I have!
Married 22 years to Mark
Mom to Ryan 25
Lisa 18
and Yorkie Lexi
SAHM in Florida
starting totals
Mortgage $142,458/$155,000
-----------------------
change jar total $95.00
EF $1000.00
A friendly reminder Always wear sunscreen!
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08-28-2009, 06:11 PM #9Registered User
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Hello Paula..I'm about an hour away from Albany.
Wife to Keith
Mom of 3 boys
Brandon
Kody
Dustin
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08-28-2009, 06:34 PM #10Registered User
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Hi and welcome from Minnesota!
Dh Bob FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
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2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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08-28-2009, 06:36 PM #11Moderator
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Aloha and welcome from Hawaii!! There's always room for one more. Glad that you joined us!!
Travel light. The baggage of the past can only hold you back.
“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
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08-28-2009, 07:40 PM #12Registered User
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Welcome from South Carolina! Good luck to you and your family. I hope we can help you a lot! I came from a cold climate. It gets pretty cold here, too.
Projects in Progress: quilt, bathroom rugs, knitting dishcloths
Future Projects: finish baby doll (clothes & hair) for DGD, rag rug, table napkins
New Challenge for Myself: crochet items for the homeless
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08-28-2009, 08:07 PM #13Registered User
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Welcome Paula, and good luck on your move.
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08-28-2009, 10:18 PM #14Registered User
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Hi Paula. Welcome from Nova Scotia, Canada.
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08-30-2009, 07:50 PM #15Registered User
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There is always room for more, welcome.
Cat
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