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  1. 09-06-2009, 10:18 AM #1
    Royal
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    Default Hey guys, it's me, Royal!

    Well after a very emotional summer I am back. I have been reading for the past 2 months but not contributing. We had a very rough summer but I am feeling better everyday. I am a very strong woman and God has been very good to me and my family the past few months. This summer I (we) have spent all our savings. That was pure to satisfy our materiaal "needs". The good thing is we didn't create 1 cent of debt. But where as we had a few thousand euros saved, we now have 50 euros in our savings account. Oh well! We are now starting up again. I just want to say hello to everyone here at FV and hope to be contributing once again.
    It's good to be back!!
    Married to DH(11 years)
    Mama to DS(8) & DS(6)
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  2. 09-06-2009, 10:38 AM #2
    NewLeaf
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    Welcome back!!! We used all of our savings for summer vacation and entertainment too- but no new debt. I don't feel guilty because our family needed a vacation badly and it helped us to recconect. Maybe we can try a "stay cation " next summer.....No worries.
    Truck paid off 12/07(paid in full)
    Van paid off 2/09
    Orthodontist(paid in full 2/09)
    Furniture paid in full 7/10

    cc#1 $700 Paid In Full
    cc#2 $1000 Paid In Full
    cc#3 $2400 paid in full
    cc#4 $6337 paid in full
    cc#5 $1500 paid in full

    Coupon savings: Jan 2011 $200
    Feb 2011 $100

    Emergency Fund $1000

    Vacation Fund $1500
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  3. 09-06-2009, 12:06 PM #3
    Cricket1
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    Welcome back!
    Mom to two crazy boys
    and wife to Mr. Wonderful

    "A smile starts on the lips, A grin spreads to the eyes, A chuckle comes from the belly; But a good laugh bursts forth from the soul, Overflows, and bubbles all around." --Carolyn Birmingham
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  4. 09-06-2009, 11:52 PM #4
    xtena
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    Well, aren't you glad you had that money saved up? What a testament to the importance of an emergency fund. You were able to meet your needs and did so without incurring debt. You said you are starting again; I hope that means that the worst of it is over and that you are can build the savings back up.
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  5. 09-06-2009, 11:56 PM #5
    mauimagic
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    Welcome back!! Looking forward to reading your posts and seeing wht you are up to!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  6. 09-07-2009, 01:52 AM #6
    frugalfranny
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    Good to have you back Royal. Stick around this time......

    Love your avatar.........is that your dog? VERY CUTE!
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  7. 09-07-2009, 08:04 AM #7
    Monner 1
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    Happy to hear you are back at the Village. Glad to hear that you didn't add anything to your debt.


    Monner
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  8. 09-07-2009, 09:52 AM #8
    wwe11
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    Welcome Back!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  9. 09-07-2009, 11:04 AM #9
    Debbie-cat
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    Hi and welcome from Minnesota!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  10. 09-08-2009, 10:24 AM #10
    Royal
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    Thanks guys! You're the best! We are getting back on our feet (financially too) and taking one day at a time.
    It's great to be back!

    Time to update my siggy!!
    Married to DH(11 years)
    Mama to DS(8) & DS(6)
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  11. 09-08-2009, 06:59 PM #11
    Sassyclass
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    Glad you are back and all is well. No new debt is a good thing.

    Cat
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  12. 09-10-2009, 12:34 PM #12
    waterkefirworks
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    Default Welcome to the forum!

    Welcome, enjoy the forum!!
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  13. 09-10-2009, 12:48 PM #13
    waterkefirworks
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    Default welcome to the forum

    welcome to the forum!
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  14. 10-02-2009, 10:36 AM #14
    QM
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    Hi and welcome back to Frugal Village from Ontario, Canada!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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  15. 10-04-2009, 11:36 PM #15
    Luckybustert
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    Welcome back, Royal!
    -Suzanne

    Challenges:
    Pound A Week - 237.2 / 227.8 / 135
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