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Thread: Hello from VA..

  1. 09-30-2009, 12:54 PM #1
    frugalbeginner09
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    Red face Hello from VA..

    My name is Teresa, I live in VA and I am a single mom of two girls (21 & 18). My 18 yr old lives with me and is 4 1/2 months pregnant.

    I have always have had struggles of making ends meet but is getting really bad now. To the point where groceries is a special gift.

    I am in desperate need of frugal living tips, advice, support, etc. I have tried in the past and failed miserably. So I am so willing to learn now and get out of this mess.

    Well that is about all there is to say for now.

    Have a great day.

    Hugzz,
    T
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  2. 09-30-2009, 01:01 PM #2
    wwe11
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    Hi and welcome.
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  3. 09-30-2009, 01:45 PM #3
    Lora88
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    Hi and welcome this is a great board very helpful and you wont feel so alone dont hesitate to ask questions the people on here are always ready to help and listen
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  4. 09-30-2009, 03:18 PM #4
    NewLeaf
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    Hi and welcome. I'm from Southwestern Va. I have learned alot here , so stick around.
    Truck paid off 12/07(paid in full)
    Van paid off 2/09
    Orthodontist(paid in full 2/09)
    Furniture paid in full 7/10

    cc#1 $700 Paid In Full
    cc#2 $1000 Paid In Full
    cc#3 $2400 paid in full
    cc#4 $6337 paid in full
    cc#5 $1500 paid in full

    Coupon savings: Jan 2011 $200
    Feb 2011 $100

    Emergency Fund $1000

    Vacation Fund $1500
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  5. 09-30-2009, 05:48 PM #5
    Sassyclass
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    Hi Teresa and welcome to FV. Glad you found us.

    Cat
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  6. 09-30-2009, 06:05 PM #6
    MLSMOM
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    Hi and .

    I'm in Central VA.
    ~Donna ~

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  7. 09-30-2009, 07:53 PM #7
    nuisance26
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    ~Hello Teresa! to Frugal Village!~
    ~Constance ~DH ~DS 9~DD 7 ~DD 1
    2012 FLING: 1706 OUT, 293 IN
    MENU PLANNING:4/52
    BLOG POSTS: 3/30
    BOOKS READ:24
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  8. 10-01-2009, 06:35 AM #8
    ilovechocolate
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    Hi and welcome! We're glad you've joined us at the Village.
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  9. 10-01-2009, 09:05 AM #9
    Saydee
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    Welcome from Missouri!
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  10. 10-01-2009, 09:11 AM #10
    miss_thrifty
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    Welcome to Fv from PEI Canada.
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  11. 10-01-2009, 10:57 AM #11
    Debbie-cat
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    Hi and welcome from Minnesota!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  12. 10-02-2009, 09:54 AM #12
    trying to be frugal
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    Welcome to the Village from Minnesota! This forum should help you.
    I have five beautiful children and my wonderful best friend as my husband.

    Daughter----22
    Son------------18
    Daughter----14
    Son------------10
    Daughter----1 (our little surprise)
    <a border="0" href="http://www.enemyofdebt.com/" target="_blank"><img src="http://www.enemyofdebt.com/DebtFree_Button.jpg"/></a>
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  13. 10-02-2009, 10:29 AM #13
    QM
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    Hi and welcome to Frugal Village from Ontario, Canada!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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  14. 10-04-2009, 11:40 PM #14
    Luckybustert
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    Hi Teresa and welcome to Frugal Village! This is a great place to learn about frugality and the support from the community is absolutely awesome!!
    -Suzanne

    Challenges:
    Pound A Week - 237.2 / 227.8 / 135
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