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  1. 10-05-2009, 01:47 PM #1
    No Lean Times
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    Default New here but not to frugal living

    I am in West - by God - Virginia but am relatively new to the area, so can't really comprehend any questions of what I am close to or if I know of any area within the state.

    I am widowed, no children unless you count my 2 dogs, 2 cats, 2 parakeets and untold number of tropical and pond fish.

    I am self employed and am one of the millions of Americans with no health insurance.

    I was introduced to this site by someone on another site, not related to this one and I only know that person by their handle at the other site, so really don't know who referred me. Am sure glad she did, though.
    Last edited by No Lean Times; 10-05-2009 at 01:51 PM. Reason: I did a booboo
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  2. 10-05-2009, 02:13 PM #2
    Pemberleyan
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    Hi, there! I hope you enjoy it here.
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  3. 10-05-2009, 02:39 PM #3
    thefrug
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    GO MOUNTAINEERS!!

    whew! got that out of my system LOL

    You mean to tell me you don't know where ya live?? omg! LOL Has anyone said anything like: Northern Panhandle? or Eastern Panhandle? Are you near a University? Big city with a dome? On a mountain? At the bottom of a mountain?
    LMBO!

    It's ok. Welcome to the board!
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  4. 10-05-2009, 03:53 PM #4
    NikoSan999
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    Welcome and enjoy reading. I love the Challenges. When I first came here I read them from page one. Some amazing people on here. Some you wonder when in the world they sleep. Make me tired just reading what they accomplish!!!!
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Challenge May
    $00.00
    Year / $

    May/ Grocery
    $/Goal $400 Total

    Eat Out No More May
    Goal 20
    Accomp/18

    No Spend Challenge
    Goal 10/
    Accomp/15
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  5. 10-05-2009, 04:08 PM #5
    piney
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    Hi and welcome to fv
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  6. 10-05-2009, 04:48 PM #6
    Lora88
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    Welcome from New Jersey
    Married to DH Manny 22 years


    Mom to DS Rob dil Kelly Ds Tom DD Jen soninlaw Jason DS Manny jr

    Furbabies Foxy and Loki
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  7. 10-05-2009, 05:23 PM #7
    ladytoysdream
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    Welcome

    Lots of good reading here. Don't be afraid to ask questions.
    --------My signature--------
    The economy is now uncharted waters... grab a oar and start rowing. ~~
    Put the frog in pot, turn up the heat real slow, and the frog doesn't hop out. And by the time he realizes, he should , it's too late... think about it.
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  8. 10-05-2009, 05:33 PM #8
    Sara Noel
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    to frugal village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

    Follow us on Twitter!


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    Family blog: Sign Saga!


    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?
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  9. 10-05-2009, 05:48 PM #9
    QM
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    Hi and welcome to Frugal Village from Ontario! Always nice to meet another frugal friend!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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  10. 10-05-2009, 06:06 PM #10
    calimomx2
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    Hi and Welcome!
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  11. 10-05-2009, 06:24 PM #11
    jas
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    hello and welcome from florida!
    Married 22 years to Mark
    Mom to Ryan 25
    Lisa 18 and Yorkie Lexi
    SAHM in Florida

    starting totals
    Mortgage $142,458/$155,000
    -----------------------

    change jar total $95.00
    EF $1000.00

    A friendly reminder Always wear sunscreen!
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  12. 10-05-2009, 10:05 PM #12
    Debbie-cat
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    Hi and welcome from Minnesota!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  13. 10-05-2009, 11:17 PM #13
    larabelle
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    Welcome from Texas!!!!
    We love newbies!!!
    Baby Step #1 Done!
    Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
    I'm debt freeeee............ GOD IS SO GOOD!!!
    Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
    Baby Step #4 Yep currently doing this.
    Baby Step #5 No kids so no need.
    Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
    Baby Step #7 Someday.......
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  14. 10-05-2009, 11:28 PM #14
    mauimagic
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    Aloha and welcome from Hawaii!! Glad that you joined!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
    __________________
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  15. 10-06-2009, 12:48 AM #15
    Luckybustert
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    Hi and welcome to Frugal Village! West Virginia is a very pretty state - have driven through it many times
    -Suzanne

    Challenges:
    Pound A Week - 237.2 / 227.8 / 135
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