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10-06-2009, 11:22 AM #1Registered User
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HI!
HI
I am Tammy, I live in Richmond Va. Im a stay at home mom. i have 2 boys..jayson and T-bop (jacob tyler, we call him tyler) their birthdays are Dec 19 and the 21st. (they will be 2 & 5 this year) i have been married for 5 years, we were together almost 4 before that. he is a HVAC man. We have 3 dogs...lil girl a yorkiepom who will be 7 halloween, gidget a yorkie, and teddy a yorkie. Im a small hobby breeder.
I would like to be frugal but i will be honest and say that we arent (first step is admitting it right? =) we both have issues with splurges, we each have plans and goals together and separately. same goes for bills and debt.
So im coming on here for ideas and tip..looking for a "how to get started" manual if there is one..lol
i hope to start making post in the appropriate areas to get the much need advice.
Thanks
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10-06-2009, 11:25 AM #2Registered User
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Hi and welcome from Minnesota!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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10-06-2009, 12:03 PM #3Founder
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to frugal village.
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10-06-2009, 12:36 PM #4Registered User
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welcome to fv from PEI Canada.
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10-06-2009, 04:54 PM #5Registered User
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welcome from Ark.
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10-06-2009, 05:03 PM #6Registered User
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Hello and welcome from Maryland!
Carrie, ravenmaniac - I love my Ravens!!!!
Play Like a Raven!
Rock the Red - C-A-P-S CAPS! CAPS! CAPS!
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10-06-2009, 06:25 PM #7Registered User
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Hi and welcome, Tammy! We're glad you've joined us at the Village.
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10-07-2009, 06:10 AM #8Registered User
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Hi and welcome.
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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10-07-2009, 06:27 AM #9Registered User
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Welcome to the family from Northern NY.
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10-08-2009, 10:18 PM #10Registered User
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Hi and welcome from Missouri.
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10-08-2009, 10:23 PM #11Registered User
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Welcome from Texas.
Jan
Married to hubby, Rick 35 years
*Mom to 3 grown children
Grannie to 6 boys
Foster parent to 50+ kids and counting
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10-09-2009, 07:25 AM #12Moderator
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Hi Tammy! Welcome to Frugal Village!
-Suzanne
Challenges:
Pound A Week - 237.2 / 227.8 / 135
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10-09-2009, 01:28 PM #13Registered User
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Hi and welcome from Ohio.
Cat
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10-09-2009, 01:56 PM #14Registered User
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aboard to FV. Glad you joined us.
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10-09-2009, 02:25 PM #15Registered User
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Welcome from KY!!!!
Wife to Chip
Mother to 4 great kids
Debt Snowball:
Debt 1: PIF Chase Credit Card
Debt 2: PIF US Bank credit card
Debt 3: $14942 Truck Loan
Debt 4: $23915 Car Loan
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