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  1. 10-09-2009, 12:00 PM #1
    mabyn09
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    Default Hi, another one from Canada here

    Hi everyone

    Just wanted to introduce myself. I've been browsing around here quite a bit lately, and I think I am ready to jump in. I can't wait to join some of the challanges and I'm sure I'll have tons of questions for everyone.

    A little about myself. I live in Ontario with my Fiance (I just call him DH, we've been engaged for over 5 years). We have two boxer dogs, who are the loves of my life as well as a bad kitty (but I love her too). DH's dad also lives with us and is retired from the military. We also have a baby on the way, due December 10th

    So as you can see we have a full house! DH is between jobs right now, although he is working part time for now. I do work full time, but things are going to be tight if DH doesn't find something soon; which is what led me here. I knew I had to get our finances together if we are going to make it through this.

    I've already set up a budget (based on DH's previous job, but now I can alter it as needed) and we are well on our way to being debt free (not counting the mortgage).

    Anyway, I look forward to getting to know everybody and will see you around the boards.
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  2. 10-09-2009, 12:05 PM #2
    Debbie-cat
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    Default

    Hi and welcome from Minnesota! Congrats on the baby coming.
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  3. 10-09-2009, 01:22 PM #3
    Sassyclass
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    Welcome from Ohio. I see you have already joined the debt reduction challenge. That is a great challenge to start with. Congratulations on the baby.

    Cat
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  4. 10-09-2009, 01:31 PM #4
    frugalfranny
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    aboard. Glad you joined us.

    Congrats on the baby.
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  5. 10-09-2009, 01:40 PM #5
    Libby
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    Greetings fellow Canuck!
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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  6. 10-09-2009, 01:40 PM #6
    AmyBoz
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    Congratulations on the baby and welcome to the village!
    My Blog: http://amysreallife.wordpress.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
    Fling 2012 Things in 2012 Challenge: 253/2012
    Reading Challenge: 6 book read in 2012

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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  7. 10-09-2009, 04:48 PM #7
    QM
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    Hi and welcome to Frugal Village from Ontario. This is an awesome forum, and if you want to learn frugal ways this is the place to be.
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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  8. 10-09-2009, 06:13 PM #8
    ilovechocolate
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    Hi and welcome! We're glad you've joined us at the Village.
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  9. 10-10-2009, 12:57 PM #9
    wwe11
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    Hi and welcome! Congrats on the baby!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  10. 10-11-2009, 08:43 AM #10
    homemaker66
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    Welcome to the family from Northern NY.
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  11. 10-11-2009, 12:33 PM #11
    miss_thrifty
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    welcome to Fv from PEI.
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  12. 10-11-2009, 08:52 PM #12
    MTS04
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    Hello and
    It is what it is.
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