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  1. #1
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    Default Hello from Nebraska

    Hi my name is Sandi. I am a teacher with 2 cats. I am divorced, 51 and hyperventilate when i read the debt reduction parts of this site. It has taken a couple of days to post.

  2. #2
    Registered User fixer's Avatar
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    Welcome from Kentucky. You will learn much from the people on this site.

  3. #3
    Registered User sabrelvssammy's Avatar
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    hi sandi....welcome to the village from good ole' indiana...!

    glad you decided to jump in with both feet.....

    “After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
    Only then will you find that money can't be eaten.”

    ~ Cree Indian Prophecy

    2012 goals:

    Weight today: 115.2
    Goal weight for next weigh-in (4/7): 113.5
    Final Goal Weight: 110
    Goal weight date: May 18, 2012
    Loss/Gain since yesterday:
    Total loss to date: 9.2 lbs
    Days until final goal weight:


  4. #4
    Registered User Lady_V's Avatar
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    Sandi!!!! You made it!

    Remember... babysteps.

    I can't be out of money... I still have checks left!

    Momma to the Diva
    Old Lady to the Old Man
    My Blog: http://more-than-bonbons.blogspot.com


    BS1: DONE BS2: DONE BS3: working on it BS4 :eventually (at 3% now) BS5: DONE BS6: DONE BS7: someday
    OMG, we're going on our first cruise together??? 2 July 12
    2012 Challenges
    Change Jar
    Vacation Fund - done
    Drink Water
    Get Moving
    100% Homemade Holidays

  5. #5
    Registered User ilovechocolate's Avatar
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    Hi from a fellow teacher! We're glad you've joined us at the Village.

  6. #6
    QM
    QM is offline
    Registered User QM's Avatar
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    Hi and welcome to Frugal Village from Ontario, Canada. Sandi...I've learned so much for this forum. I hope you enjoy it as much as I do.
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)

  7. #7
    Registered User piney's Avatar
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    Hi and welcome from Arkansas

  8. #8
    Registered User Sassyclass's Avatar
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    Hello from Ohio and to FV.

    Cat

  9. #9
    Registered User wwe11's Avatar
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    Hi and welcome.
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF

  10. #10
    Registered User Saydee's Avatar
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    Hello from Missouri!

  11. #11
    Registered User cab54's Avatar
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    Hello, and from Michigan's U.P.
    ______
    Cheryl

    "I am still determined to be cheerful and happy in whatever situation I find myself. For I have learned that the greater part of our misery or unhappiness is determined not by our circumstance, but by our disposition." -------Martha Washington

  12. #12
    Registered User Debbie-cat's Avatar
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    Hi and welcome from Minnesota!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

  13. #13
    Registered User miss_thrifty's Avatar
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    welcome from PEI Canada.

  14. #14
    Registered User NikoSan999's Avatar
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    Hi and welcome from Florida. Hope you enjoy it here, I do. It's definitely habit forming and addictive !! I lurked for 2 months I think before I actually joined and another before I posted. Doing good !!!
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Challenge May
    $00.00
    Year / $

    May/ Grocery
    $/Goal $400 Total

    Eat Out No More May
    Goal 20
    Accomp/18

    No Spend Challenge
    Goal 10/
    Accomp/15

  15. #15
    Registered User Domestic Gal's Avatar
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    Hello from a fellow Nebraskan.
    Debra
    Married to Michael
    Mom to
    Chassidy 26
    Tanner 21
    Johanna 17

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