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Thread: hello I am new
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10-22-2009, 02:11 PM #1
hello I am new
Just want to pop in and say hello. Thanks to the dis boards that sent me this way. We are a family of 6 on a very tight one income. We have 4 kids in a Christian school, 2 HUge car payments and I am trying to make our budget work. Did I mention I love to travel. I also save up each year to go away with the family on vacation. SOOOO I could use some frugal help... (Im am pretty frugal my self though )
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10-22-2009, 03:16 PM #2
Hi, and welcome from Florida !! Hope you enjoy it here. It's addictive.
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Challenge May
$00.00
Year / $
May/ Grocery
$/Goal $400 Total
Eat Out No More May
Goal 20
Accomp/18
No Spend Challenge
Goal 10/
Accomp/15
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10-22-2009, 03:18 PM #3Founder
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to frugal village.
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“A monumental event can happen any day." --Peale
"Leap and the net will appear.” --John Burroughs
Would the child you once were be inspired by the adult you've become?
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10-22-2009, 03:48 PM #4Registered User
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- Jan 2009
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- indiana
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hi from Indiana!!!!.....

“After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
Only then will you find that money can't be eaten.”
~ Cree Indian Prophecy
2012 goals:
Weight today: 115.2
Goal weight for next weigh-in (4/7): 113.5
Final Goal Weight: 110Goal weight date: May 18, 2012
Loss/Gain since yesterday: Total loss to date: 9.2 lbsDays until final goal weight:
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10-22-2009, 05:07 PM #5Registered User
- Join Date
- Dec 2008
- Location
- Minnesota
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Hi and welcome from Minnesota!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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10-22-2009, 05:41 PM #6Registered User
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Welcome to the family from Northern NY.
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10-22-2009, 06:30 PM #7
Hi and welcome from Arkansas glad you joined us.
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10-23-2009, 07:03 AM #8
Hi and welcome
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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10-23-2009, 07:17 AM #9Registered User
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Hi and welcome from New jersey
Married to DH Manny 22 years
Mom to DS Rob dil Kelly Ds Tom DD Jen soninlaw Jason DS Manny jr
Furbabies Foxy and Loki
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10-23-2009, 07:31 AM #10
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10-23-2009, 07:52 AM #11
Hi &
from Indiana. Read alot of posts you can learn alot! Hope you find some answers.
Loving Wife to Ken 27 yrs & 3 sons
My furbabies Tigger
/Sparky paw:Jack Russel,Beagle,Dashaund mix.
Change jar ?
Total Grocery savings 2010~$548.99
Sewing Challenge 2/2
2011 Clean & Organized Home Challenge
Do Anything Daily challenge
Menu Planning Challenge
Annual Food Saving~$448.18
Seek ye First the kingdom of God and his righteousness.... Matt 6:33
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10-23-2009, 07:56 AM #12
Welcome!!!! The first thing I started with when I joined was homemade laundry detergent and a few homemade cooking mixes. They boosted my grocery/household budget. Good luck.
Truck paid off 12/07(paid in full)
Van paid off 2/09
Orthodontist(paid in full 2/09)
Furniture paid in full 7/10
cc#1 $700 Paid In Full
cc#2 $1000 Paid In Full
cc#3 $2400 paid in full
cc#4 $6337 paid in full
cc#5 $1500 paid in full
Coupon savings: Jan 2011 $200
Feb 2011 $100
Emergency Fund $1000
Vacation Fund $1500
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10-23-2009, 07:59 AM #13
Good Morning from NC, and welcome to the place of frugal living, great place to learn, and meet some super nice folks too!
Living Simple, L
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10-23-2009, 08:06 AM #14
Hi and welcome from Michigan! Lots of useful information here!
~Kim~
Mom to 2 dogs and 1 cat - Sere, Blue and Shadow
2012 Fling Things - 275/2012
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10-24-2009, 09:10 PM #15
Hi and welcome to Frugal Village from Ontario, Canada!
An obstacle is what comes up when you lose sight of your goal.
Daily Fix It, Sort It, or Clean It Challenge
May No-Spend: 9/12
"A penny saved is a penny earned!" 
1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()
2012 Lose-A-Pound-A-Week Challenge
I have 12.0 lbs to lose (as of Mon, May 14th, 2012)
Personal
Pay off my Morgage
$102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate
)/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
Pay off my Line of Credit
$6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)



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hello and welcome from upstate NY.
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