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  1. #1
    Registered User frugalgram's Avatar
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    Smile Hi From Central NY!

    Hi! I'm new here from Central NY. My family has always commented on my frugal ways, jokingly. (sometimes they use the word cheap but they enjoy the perks) I'm ready to learn new ways to be frugal and share some of my ideas.

  2. #2
    Registered User Lora88's Avatar
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    Hi frugal gram and welcome from NJ
    Married to DH Manny 22 years


    Mom to DS Rob dil Kelly Ds Tom DD Jen soninlaw Jason DS Manny jr

    Furbabies Foxy and Loki

  3. #3
    Registered User piney's Avatar
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    Hi and welcome from Arkansas

  4. #4
    Master Dollar Stretcher madhen's Avatar
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    Greetings from the other side of the country!
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi

  5. #5
    Registered User NikoSan999's Avatar
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    Hi and welcome from Florida !!! Enjoy your stay here.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Challenge May
    $00.00
    Year / $

    May/ Grocery
    $/Goal $400 Total

    Eat Out No More May
    Goal 20
    Accomp/18

    No Spend Challenge
    Goal 10/
    Accomp/15

  6. #6
    Moderator mauimagic's Avatar
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    Aloha and welcome from Hawaii!! Glad that you joined us!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
    __________________

  7. #7
    Registered User Saydee's Avatar
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    Hello and welcome from Missouri.

  8. #8
    Registered User Holly's Avatar
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    Hello back from Central NY
    This is a great place to learn and share
    To be One With The Universe In Spirit, Mind and Body




    BEF $ 0/ $1000








    "Every achiever that I have ever met says, 'My life turned around when I began to believe in me.'"
    ~ Dr. Robert H. Schuller, Minister and Author~

  9. #9
    Registered User
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    I'm also in CNY. Welcome!

  10. #10
    Moderator ladytoysdream's Avatar
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    Hi and welcome.
    Central NY here also
    --------My signature--------
    The economy is now uncharted waters... grab a oar and start rowing. ~~
    Put the frog in pot, turn up the heat real slow, and the frog doesn't hop out. And by the time he realizes, he should , it's too late... think about it.

  11. #11
    Registered User frugalfranny's Avatar
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    From the Pacific Northwest. Glad you joined us.
    Travel light. The baggage of the past can only hold you back.

    January Book List

  12. #12
    Registered User
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    Welcome to the family from Northern NY.

  13. #13
    Registered User Monner 1's Avatar
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    Upstate NY
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    from another upstate New Yorker, glad you have joined us.

    Monner

  14. #14
    Registered User wwe11's Avatar
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    Ohio
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    Hi and welcome!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF

  15. #15
    Registered User cab54's Avatar
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    Hello, and welcome! from Michigan's Yoop.
    ______
    Cheryl

    "I am still determined to be cheerful and happy in whatever situation I find myself. For I have learned that the greater part of our misery or unhappiness is determined not by our circumstance, but by our disposition." -------Martha Washington

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