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Thread: Introduction - long! Sorry!
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11-16-2009, 02:42 PM #1Registered User
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Introduction - long! Sorry!
Hello everyone: *waves*
My name is Danielle, but I go by Diyou online, so I chose that as my UserName. I came by Diyou when the little one I used to babysit couldn't pronounce Danielle, but came up with Diyou somehow. It stuck, so that's what I go by!
I'm a 28 year old Youth Librarian living in New England. I currently live with my boyfriend of 3.5 years and our three cats (also some fish, but I don't like them, so they don't count) and no kids. We are renting a mobile home after two dismal apartments (e-coli and mold- not fun). I love to read, and frequently have two or more books going at a time. I also knit, though not very well, and I get frustrated easily. My favorite thing (other than reading) though is computer games and facebook. I play the Sims 3 and read almost every day. It would be better if I had a better/newer computer, but since my computer is only two and a half years old, I can't justify a newer one. And we can't afford to upgrade. So I deal. I am also addicted to facebook and update often.
I discovered Frugal Living over the summer when I was looking for some Green Cleaners for a program I ran for teens. I signed up and then haven't had time to do anything about it with one thing and another.
I am upping my priorities now and posting because things are difficult for us financially. My boyfriend has been unemployed for a year now and is only finding temp jobs so far. These really don't help with the regular bills much, and my small paycheck barely covers rent. There have been a couple of times when we've been forced to pay rent late because we have to wait for my paycheck to clear. It is also becomming a very real strain on our relationship and we're arguing a lot more. I'm also starting to resent him for having to pay all the bills and him not working. Which I know isn't fair since he's looking for work, but it's how it is. I'm hoping that I will find some tips and tricks that we don't already emply that can help us out with our situations. I am also looking forward to the kitchen section- I love to cook, and I'm big on freezing things for meals. I make my own stock, and have explored canning. (I made strawberry preserves this summer!). We don't go out- ever, and don't splurge on anything. Our biggest splurge is senior cat food for my kitty (18 years old).
Well, that was certainly a long introduction.
Sorry for being long winded!
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11-16-2009, 02:50 PM #2Registered User
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Hi and welcome from Florida. Looking forward to reading your posts. And yes, I know first hand, finances can put a strain on a relationship. Enjoy your time reading and learning. You will meet alot of nice and helpful people here.
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Challenge May
$00.00
Year / $
May/ Grocery
$/Goal $400 Total
Eat Out No More May
Goal 20
Accomp/18
No Spend Challenge
Goal 10/
Accomp/15
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11-16-2009, 04:25 PM #3Registered User
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Welcome from Michigan, and its a tough for many right now. We just have to learn new ways to live off what little money we have. Good luck, there loads of great information here.
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11-16-2009, 04:29 PM #4Registered User
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Hello and Welcome!
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11-16-2009, 04:43 PM #5Registered User
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Hi and welcome from Ontario, Canada!
An obstacle is what comes up when you lose sight of your goal.
Daily Fix It, Sort It, or Clean It Challenge
May No-Spend: 9/12
"A penny saved is a penny earned!"
1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()
2012 Lose-A-Pound-A-Week Challenge
I have 12.0 lbs to lose (as of Mon, May 14th, 2012)
Personal
Pay off my Morgage
$102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate
)/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
Pay off my Line of Credit
$6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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11-16-2009, 04:56 PM #6Moderator
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Welcome to the village!
:
Traci
dh 20 years
ds 14 ~ Russia
ds 14 ~ Russia
dd 6 ~ China
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11-16-2009, 05:53 PM #7Registered User
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Hi and welcome from Minnesota!
Dh Bob FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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11-16-2009, 06:23 PM #8Registered User
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Hi and welcome to FV!
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11-16-2009, 06:27 PM #9Registered User
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11-16-2009, 06:35 PM #10Registered User
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Would it help to ask your landlord if you could pay twice a month, half the amounts? That might help take some strain of each pay check. If you ask, the worst they can say is no.
Welcome to FV, I know you'll find a lot of help and ideas here.~~ Missy ~~
Planting and raising an urban homestead in the middle of Downtown big city right at the foot of the Rocky Mountains!
Zone 5 Colorado Springs, CO USA
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11-16-2009, 07:58 PM #11Registered User
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Hi and welcome--you'll get lots of useful info here.
Charity Items 3
Change Jar
Christmas 2011 
Books read
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11-17-2009, 01:29 AM #12Moderator
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Hi Diyou!
from Oregon!
-Suzanne
Challenges:
Pound A Week - 237.2 / 227.8 / 135
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11-17-2009, 07:15 AM #13Registered User
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Welcome from Pennsylvania!
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11-17-2009, 08:48 AM #14Registered User
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Hi and welcome
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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11-17-2009, 09:20 AM #15Registered User
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Welcome from Indiana (home of the UNBEATEN Colts
)
You'll find a lot of help and support here - but be warned, we'll sometimes be brutally honest with you. The reason is that someone has been brutally honest with US and it's helped!!
Mary Carney 
Working the night shift 'cause they never have meetings at 3am!
DD Sarah 32
DD Rosanne 28
DS Benjamin 18
DD Kathleen 17
Married to David since 1975
Starting grad school September 1, 2010 in pursuit of MSN degree.
MSN degree completed on 4 May 2012 with NO DEBT!
Total cost (including books) = $8375.
Weight loss on Weight Watchers since June 1= 18.8#
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