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Thread: Very new...

  1. #1
    Registered User DespHousHusbnd's Avatar
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    Default Very new...

    I am male, 37yrs old was GM for large companies for 8 years. Thanks to the economy I am now a House Husband.

    Don't get me wrong I am loving it but I am use to living differently than I find myself now. We have down sized TV, Computer, food, the temp we keep the house at, cars, everything so that we can keep our home on what my wife makes as a school nurse.

    I am doing everything I know and looking for more to help cut costs and provide for my family within our means. I have a wife, and 2 kids, 5yr old girl, 2yr old boy.

    I am proud of myself, I have gotten our food bill from $800 a month to $350 a month but I know I could do more but don't know where to look.

    Any suggestions? I just made 1 years worth of laundry detergent for $2.00 I need to do more things like that.

    I am honored to meet everyone here and look forward to learning and sharing.

  2. #2
    QM
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    Registered User QM's Avatar
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    Hi and welcome to Frugal Village from Canada!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)

  3. #3
    Super Moderator Russ's Avatar
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    Hello and welcome.
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!

  4. #4
    Registered User joyofsix's Avatar
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    Welcome It sounds like you are making huge changes. Congrats on that. Look around here at the various forums and you'll find tons of info.
    Mom to Emma, Spencer, Connor, Lily,Fletcher, Amelia and Adeline.

    Mortgage $78,500/$15,200
    EF 3 mo income barring
    anymore emergencies

  5. #5
    Registered User tervsforme's Avatar
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    Welcome! It sounds like you are doing great! There is a lot of very useful information in these forums. Also, if you have a specific question, just ask, you'll get lots of help that way as well.
    ~Kim~
    Mom to 2 dogs and 1 cat - Sere, Blue and Shadow

    2012 Fling Things - 275/2012

  6. #6
    Registered User dwallyfam's Avatar
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    Welcome to the Village. Sounds like you are doing a great job. Just browse around, you can find many more ways to make ends meet.

    Kellie
    Kellie

    2012 Challenges
    Reading challenge 6/52
    Lose a pound challenge 3/50
    Homestead challenge - Clean out gazebo
    Home Project challenge - Plant garden/work on bedroom
    Gocery Budget Challenge - 0/300
    Coupon Saving challenge - 82.23

    April Goals
    1. Clean out dad's apartment - partially done
    2. Work on his taxes-done and mailed
    3. Track expenses - have to really work on this one
    4. Find more freebies
    5. find ways to reduce expenses since won't have a job after this month

  7. #7
    Registered User Contrary Housewife's Avatar
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    Welcome. You might want to read this link I posted recently: 20 Ways to Waste Your Money [ame="http://www.frugalvillage.com/forums/showthread.php?t=126003"]20 ways to waste your money - Frugal Village Forums[/ame]
    Use it up, Wear it out,
    Make it do, Or do without. ~unknown

    You can't always get what you want
    But if you try sometimes you just might find
    You get what you need ~Rolling Stones

    A clean house is a sign of a wasted life. ~unknown

  8. #8
    Registered User savvy_sniper's Avatar
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    Welcome! Just start reading. You can search for specific topics OR you can come here and just ask specific questions. There is a TON of information here and many great people.
    Mary

    I won 2nd place! Made it to the top 4 finalists for the ultimate biker makeover!

    www.garage-girls.com


    12/08/10 - Begin diet & exercise program.
    Goal #1 - lose 30 lbs, lower blood sugar, blood pressure, & cholesterol - DONE
    Goal #2 - lose 5 more pounds to put me in the normal range on the BMI - DONE - 5/13/11

    05/16/11 - Down 36 lbs (total) since 12/08/10, under calorie goal almost every day, on treadmill 40 minutes 5 days a week MINIMUM.


    Chase CC - Paid off 06/09
    B of A CC - Paid off 07/09
    Hospital - Paid off 02/10
    Harley - $8,000
    House - Start $127,944 Balance $109,076

  9. #9
    Registered User NikoSan999's Avatar
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    Hi and welcome from Florida. Be prepared to learn alot, don't be afraid to post. Alot of fantastic people here waiting to meet you
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Challenge May
    $00.00
    Year / $

    May/ Grocery
    $/Goal $400 Total

    Eat Out No More May
    Goal 20
    Accomp/18

    No Spend Challenge
    Goal 10/
    Accomp/15

  10. #10
    Moderator ladytoysdream's Avatar
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    Welcome

    If you can't find answers to your questions after doing a search, please don't be afraid to ask questions.
    We like problem solving here
    --------My signature--------
    The economy is now uncharted waters... grab a oar and start rowing. ~~
    Put the frog in pot, turn up the heat real slow, and the frog doesn't hop out. And by the time he realizes, he should , it's too late... think about it.

  11. #11
    Registered User Libby's Avatar
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    Welcome and great job on cutting down on the grocery bill!
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51

  12. #12
    Founder Sara Noel's Avatar
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    Welcome to frugal village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?

  13. #13
    Registered User vickilynn's Avatar
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    welcome, you'll have fun and learn too!

  14. #14
    Registered User piney's Avatar
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    Hi and welcome from Arkansas,fv is a good place to find help.

  15. #15
    Registered User ohwhataday03's Avatar
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    Welcome, Theres so much great information here about saving money everyway possible. I come here everyday to read more. Which helps out because I'm not spending money. It seem that life cost more and more everyday. And that why I'm here, to find ways to cut cost. Be creative.

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