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Thread: New Member

  1. 12-05-2009, 02:03 AM #1
    satarac7
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    Default New Member

    Glad to be here!

    Found this forum while searching for new Dave Ramsey information.

    Me and my wife have been paying off debt for about one year now after reading a couple of Dave Ramsey's books.

    We have paid off about 15k in debt. We have no credit card debt anymore and only one vehicle to pay off.

    Remaining debt:

    13k - Truck
    180k - House

    Emergency fund at $5,400 and growing.

    Making double payments on the truck right now so it should be paid off within a year.

    Looking for find some more ideas on how to save a buck here and there on this site.

    Hope to see you all in the threads.

    Satarac (aka - Rob-O)
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  2. 12-05-2009, 09:22 AM #2
    jas
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    Hello and welcome to the Village hope you enjoy yourself here!
    Married 22 years to Mark
    Mom to Ryan 25
    Lisa 18 and Yorkie Lexi
    SAHM in Florida

    starting totals
    Mortgage $142,458/$155,000
    -----------------------

    change jar total $95.00
    EF $1000.00

    A friendly reminder Always wear sunscreen!
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  3. 12-05-2009, 11:05 AM #3
    dcompton
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    Welcome to FV!
    Donna

    Use It Up 2012:
    Lapghans: 5
    Baby afghans: 1
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  4. 12-06-2009, 08:26 AM #4
    ilovechocolate
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    Welcome! We're glad to have you join us at the Village.
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  5. 12-06-2009, 08:32 AM #5
    NikoSan999
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    Hi and welcome from Florida...looking forward to reading your posts. Wonderful people here.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Challenge May
    $00.00
    Year / $

    May/ Grocery
    $/Goal $400 Total

    Eat Out No More May
    Goal 20
    Accomp/18

    No Spend Challenge
    Goal 10/
    Accomp/15
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  6. 12-06-2009, 10:16 AM #6
    ohwhataday03
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    Welcome, theres alot of great information here about saving money. I love reading what others here have posted. It really has help us out.
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  7. 12-06-2009, 10:47 AM #7
    networkdad
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    Welcome here!
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  8. 12-06-2009, 02:49 PM #8
    wwe11
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    Hi and welcome!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  9. 12-06-2009, 02:53 PM #9
    frugalfranny
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    Glad you joined us!
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  10. 12-06-2009, 04:33 PM #10
    Imarachne
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    Welcome--you'll find lots of frugal ideas here and make friends too !
    Charity Items 3


    Change Jar
    Christmas 2011
    Books read
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  11. 12-06-2009, 05:13 PM #11
    vickilynn
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    Welcome - you're sure to learn good tips here.
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  12. 12-06-2009, 06:29 PM #12
    savvy_sniper
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    WELCOME from Houston Texas! You have come to the right place.
    Mary

    I won 2nd place! Made it to the top 4 finalists for the ultimate biker makeover!

    www.garage-girls.com

    12/08/10 - Begin diet & exercise program.
    Goal #1 - lose 30 lbs, lower blood sugar, blood pressure, & cholesterol - DONE
    Goal #2 - lose 5 more pounds to put me in the normal range on the BMI - DONE - 5/13/11

    05/16/11 - Down 36 lbs (total) since 12/08/10, under calorie goal almost every day, on treadmill 40 minutes 5 days a week MINIMUM.

    Chase CC - Paid off 06/09
    B of A CC - Paid off 07/09
    Hospital - Paid off 02/10
    Harley - $8,000
    House - Start $127,944 Balance $109,076
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  13. 12-06-2009, 07:33 PM #13
    Nana2two
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    Welcome, you will love it here.
    If you want to live a happy life, tie it to a goal. Not to
    people or things.
    - Albert Einstein
    ~~~~~~~~~~~~~~~~~~~~~~~~~~
    Life is not always fair. Sometimes you get a splinter even sliding down a rainbow.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~
    Don't wait for a crisis to look at your finances differently. Look at them differently now and avoid the crisis.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~
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  14. 12-07-2009, 08:10 AM #14
    Mummy2
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    Welcome! Your off to a great start!
    Katie ~ Mummy of 2
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  15. 12-07-2009, 09:29 PM #15
    Debbie-cat
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    Hi and welcome from Minnesota!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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