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Thread: Newbie....

  1. 12-26-2009, 08:26 PM #1
    alotofgooddeals
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    Default Newbie....

    Hi

    I am a newbie to these forums. I have decided that this is the year to finally follow through with my "dreams". However, to accomplish my dreams it will take a couple of years of serious planning. My dreams consist of trying to become debt free... which means no mortgage, car payment etc..I know that i will still have monthly bills such as electric, internet and phone, taxes, and emergency funds. However i plan on cutting these substantially in hopes of becoming self sufficient. So that is where these boards will come in. I need help in staying on course. I need to declutter and simplify..
    My husband at the time is staying home while I work because i make more money than he did when he was working and one of us need to stay home because my daughter has health issues and we never know when we will need to take her to the hospital or doctors.. etc..her health issues require one of us to be able to drop something at the drop of a hat and sometimes requires hospital stays.
    He also has back issues and had to get done with his last job because he was unable to handle it. He worked there for 14 years and got a doctors note stating he was no longer able to handle this job. He really needs to fill out for disability but we haven't gone through with it as of yet...however i as a mother feel like I am missing out on my children's life... so I need to do all the above so I can cut back on hours and enjoy my children while they are young. Thanks for listening to me ramble...
    I hope to find some great tips etc....
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  2. 12-26-2009, 08:36 PM #2
    AmyBoz
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    Hi and welcome to the village! I'm sure you'll find more tips than you know what to do with!

    My Blog: http://amysreallife.wordpress.com

    Amy
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    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
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    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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  3. 12-26-2009, 09:29 PM #3
    3tomboys
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    Welcome to FV!
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  4. 12-26-2009, 09:41 PM #4
    NikoSan999
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    Hi and welcome from Florida. Read the posts, past and present and don't be afraid to jump in and join in threads. Looking forward to reading your posts.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

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  5. 12-26-2009, 10:58 PM #5
    piney
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    Hi and welcome to fv
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  6. 12-27-2009, 12:19 AM #6
    frugalfranny
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    Glad you joined us.
    Travel light. The baggage of the past can only hold you back.

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  7. 12-27-2009, 07:38 AM #7
    ilovechocolate
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    Hi and welcome! We're glad you've joined us at the Village.
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  8. 12-27-2009, 09:31 AM #8
    wwe11
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    Hi and welcome!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  9. 12-27-2009, 05:04 PM #9
    Luckybustert
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    Hi alotofgooddeals! Welcome to Frugal Village!!
    -Suzanne

    Challenges:
    Pound A Week - 237.2 / 227.8 / 135
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  10. 12-27-2009, 06:04 PM #10
    stacye
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    Welcome to fv!!! We have similar goals! Can you just imagine being totally debt free???
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  11. 12-28-2009, 08:06 AM #11
    nuisance26
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    ~ to FV! I know you'll find the information and support here that you need to reach your goals.~
    ~Constance ~DH ~DS 9~DD 7 ~DD 1
    2012 FLING: 1706 OUT, 293 IN
    MENU PLANNING:4/52
    BLOG POSTS: 3/30
    BOOKS READ:24
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  12. 12-29-2009, 08:06 AM #12
    QM
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    Hi and welcome to Frugal Village from Ontario, Canada!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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