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Thread: Newbie here
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12-31-2009, 07:20 AM #1
Newbie here
Hello, I'll probably read more than reply unless Ihave questions . We are on 1 income and its' not very much... in the states and in debt... like a lot of ppl here trying to get debt-free.
How did you hear about frugal village?
surfing
What interests you here?
saving money and doing cheap meals, getting the most out of my resources.
What will you contribute?
probably sites, some advice but mostly questions
Do you know any other members here? nope
How many kids? Ages? 1- 11mos
Tell us about yourself. see above
Do you own any pets? nope (wish we did tho!)
Occupation? SAHM
Married or single? married, praise God!
Interests and hobbies? loads of things lol... scrapbooking, reading, facebooking (lol), cooking, organizing, etc.
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12-31-2009, 07:28 AM #2Registered User
- Join Date
- Aug 2006
- Location
- Massachusetts
- Posts
- 3,216
- Post Thanks / WTG / Hug

- Blog Entries
- 11
- Rep Power
- 24
to Frugal Village !
Questions are always welcomed, enjoy your time here
I can't be out of money... I still have checks left!
Momma to the DivaMy Blog: http://more-than-bonbons.blogspot.com
Old Lady to the Old Man
BS1: DONE BS2: DONE BS3: working on it BS4 :eventually (at 3% now) BS5: DONE BS6: DONE BS7: someday
OMG, we're going on our first cruise together??? 2 July 12
2012 Challenges 
Change Jar
Vacation Fund - done
Drink Water
Get Moving
100% Homemade Holidays
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12-31-2009, 07:40 AM #3
Hi and welcome to Frugal Village from Ontario, Canada!
An obstacle is what comes up when you lose sight of your goal.
Daily Fix It, Sort It, or Clean It Challenge
May No-Spend: 9/12
"A penny saved is a penny earned!" 
1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()
2012 Lose-A-Pound-A-Week Challenge
I have 12.0 lbs to lose (as of Mon, May 14th, 2012)
Personal
Pay off my Morgage
$102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate
)/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
Pay off my Line of Credit
$6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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12-31-2009, 08:31 AM #4Moderator aka AmyBob
- Join Date
- Jul 2001
- Location
- Northern NJ
- Age
- 40
- Posts
- 11,576
- Post Thanks / WTG / Hug

- Blog Entries
- 43
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- 39
Welcome to the village from NJ!
My Blog: http://amysreallife.wordpress.com
Amy
Wife to
Mommy to 4

Public School Teacher
Our Only Debt: Mortgage - $454,243.56
2012 Grocery Challenge: $474.57/$500 January
Fling 2012 Things in 2012 Challenge: 253/2012
Reading Challenge: 6 book read in 2012
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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12-31-2009, 09:59 AM #5Founder
- Join Date
- Apr 2001
- Location
- Michigan
- Age
- 42
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- 18,923
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- Blog Entries
- 10
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- 10
to frugal village.
If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.
Follow us on Twitter!

Follow me on:
Pinterest
Become a Fan of Frugal Village on Facebook!
Family blog: Sign Saga!
“A monumental event can happen any day." --Peale
"Leap and the net will appear.” --John Burroughs
Would the child you once were be inspired by the adult you've become?
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12-31-2009, 10:47 AM #6
Hi and welcome to the Village! We're glad you've joined us. You'll learn lots here---it's a great place!
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12-31-2009, 11:38 AM #7
Hi and welcome to fv you will enjoy it here
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12-31-2009, 11:39 AM #8
Hi and welcome from Florida...jump right in
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Challenge May
$00.00
Year / $
May/ Grocery
$/Goal $400 Total
Eat Out No More May
Goal 20
Accomp/18
No Spend Challenge
Goal 10/
Accomp/15
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12-31-2009, 12:05 PM #9
Hi and welcome!
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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12-31-2009, 01:07 PM #10
Welcome
Go ahead and ask lots of questions ... that's how we all learn.--------My signature--------
The economy is now uncharted waters... grab a oar and start rowing. ~~
Put the frog in pot, turn up the heat real slow, and the frog doesn't hop out. And by the time he realizes, he should , it's too late... think about it.
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12-31-2009, 03:15 PM #11
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12-31-2009, 05:23 PM #12Master Dollar Stretcher
- Join Date
- Feb 2006
- Location
- California
- Posts
- 16,164
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- Blog Entries
- 427
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- 82
Greetings, and welcome from California!!
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
June no-spend: 0/15
June wasted money: $0
June grocery: $0/400
2012 LAPAW: 8.8/20
2012 Get-Thee-To-The-Gym Challenge: 7/52
: 1136/66,795
Run/walk challenge: 91/520 miles
Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750)
(2911 days until retirement)
Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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12-31-2009, 07:33 PM #13
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12-31-2009, 08:00 PM #14Moderator
- Join Date
- May 2007
- Location
- Portland, Oregon area.
- Age
- 51
- Posts
- 3,501
- Post Thanks / WTG / Hug

- Blog Entries
- 6
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- 27
Hi MRoseB! Welcome to Frugal Village!!
-Suzanne
Challenges:
Pound A Week - 237.2 / 227.8 / 135
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01-01-2010, 05:16 PM #15

Loving Wife to Ken 27 yrs & 3 sons
My furbabies Tigger
/Sparky paw:Jack Russel,Beagle,Dashaund mix.
Change jar ?
Total Grocery savings 2010~$548.99
Sewing Challenge 2/2
2011 Clean & Organized Home Challenge
Do Anything Daily challenge
Menu Planning Challenge
Annual Food Saving~$448.18
Seek ye First the kingdom of God and his righteousness.... Matt 6:33
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