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  1. 01-01-2010, 03:02 PM #1
    amo
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    Default Long time lurker, new to posting

    I have lurked on this site for a long time and I have decided that I need to start posting. I am a 50 year old wife and mother to 4 adult children. I have a few debts that I want to pay off and the desire to save more for retirement. I am hoping that by posting, I will become more accountable for my finances. I look forward to getting to know all of you.
    If you would be wealthy, think of saving as well as getting.
    -Benjamin Franklin

    2010 Coupon Challenge 34.95
    2010 exercise challenge 40/480
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  2. 01-01-2010, 03:03 PM #2
    NikoSan999
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    Hi and welcome from Florida. Jump right in and looking forward to reading your posts.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Challenge May
    $00.00
    Year / $

    May/ Grocery
    $/Goal $400 Total

    Eat Out No More May
    Goal 20
    Accomp/18

    No Spend Challenge
    Goal 10/
    Accomp/15
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  3. 01-01-2010, 03:04 PM #3
    mauimagic
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    Aloha and welcome form Hawaii, amo!! Glad you joined us!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  4. 01-01-2010, 03:15 PM #4
    AmyBoz
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    Welcome to posting! We're glad to hear from you!
    My Blog: http://amysreallife.wordpress.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
    Fling 2012 Things in 2012 Challenge: 253/2012
    Reading Challenge: 6 book read in 2012

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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  5. 01-01-2010, 03:17 PM #5
    Incognito
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    Smile

    Welcome!
    All the best with your goals!
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  6. 01-01-2010, 03:17 PM #6
    QM
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    Hi and welcome to Frugal Village from Ontario, Canada!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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  7. 01-01-2010, 04:22 PM #7
    Sara Noel
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    Happy you've delurked. Welcome to Frugal Village.
    If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.

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    Family blog: Sign Saga!


    “A monumental event can happen any day." --Peale
    "Leap and the net will appear.” --John Burroughs

    Would the child you once were be inspired by the adult you've become?
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  8. 01-01-2010, 04:26 PM #8
    frugalwarrior2
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    Welcome. I lurked for a long while too. Good you found a voice.
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  9. 01-01-2010, 04:35 PM #9
    ohwhataday03
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    Welcome . this place is fantastic for helping one to get rid of debt, hearing about others paying off their bills, sure gives one hope that one day they too can pay off their bills.
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  10. 01-01-2010, 04:36 PM #10
    vickilynn
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    welcome......the encouragement here is wonderful
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  11. 01-01-2010, 04:37 PM #11
    ilovechocolate
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    Hi and welcome! You'll find lots of help and support from the Villagers. We're glad you've joined us!
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  12. 01-01-2010, 04:43 PM #12
    frugalfranny
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    Glad you joined us.
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  13. 01-01-2010, 04:54 PM #13
    CrazyHomemaker
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    Welcome to FV!
    Projects in Progress: quilt, bathroom rugs, knitting dishcloths

    Future Projects: finish baby doll (clothes & hair) for DGD, rag rug, table napkins

    New Challenge for Myself: crochet items for the homeless
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  14. 01-01-2010, 05:15 PM #14
    ladytoysdream
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    Glad to see you joined us
    --------My signature--------
    The economy is now uncharted waters... grab a oar and start rowing. ~~
    Put the frog in pot, turn up the heat real slow, and the frog doesn't hop out. And by the time he realizes, he should , it's too late... think about it.
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  15. 01-01-2010, 06:13 PM #15
    piney
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    Hi and welcome from Arkansas
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