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  1. #1
    Registered User sabrelvssammy's Avatar
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    Default armed with $200 cash, a log, and a mission to get thru the month

    its a brand new month of a brand new year so its time for a brand new challenge in dh's & my life...

    for 2010 we are going to attempt to live on $200 a month CASH for all 'variable' expenses....this includes all groceries, catfood/litter, hba's, eat outs, & other x-tras....

    dh pays the 'fixed' expenses of mtg, utilites, cable, insurances, prop taxes, his allowance, funds the retirement, savings & EF accts....
    his car/gas & cell phone are company...my car/gas are now incorporated into my company & cell phone/internet are already company responsibility...we have no other loans, expenses....(other than our last cc payment which monies have already been ear-marked)...

    so that leaves us with just the chore of day-to-day living....we have created a log that i will be able to start with $200 at the beginning of each month and subtract any and all expenses that i encounter throughout the month....if there is any left over i can carry over the amount to the next month....

    my other challenge of putting away .25 for each dollar spent still stands...which means from the x-tra monies that i receive thru my survey work and my jewelry making business i will be required to put a minimum of $50 away each month into my 'vaca & x-mas bottles'.... all x-tra will be divided into our envelopes (clothing, hair salon, b-days & special occasions)

    so that is the plan...and we are excited to see how it all pans out...we think we can do it....(because in fact we practically already do)...just now we will see it in blk/white...

    “After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
    Only then will you find that money can't be eaten.”

    ~ Cree Indian Prophecy










  2. #2
    Registered User hotprincesscm's Avatar
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    Wow sounds like a fun challenge! Good luck!

  3. #3
    QM
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    Registered User QM's Avatar
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    Good luck!
    If you will live like no one else, later you can live like no one else.


    June No-Spend Challenge: /8
    12 (), 13 (), 14 (), 15 (), 16 (), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 ()

    The Truly, Necessary Spending Challenge ~ What did you spend your money on today ~

    2013 Lose-A-Pound-A-Week Challenge
    I have 7.0 lbs to lose (as of June 7th, 2013) to get to my goal weight of 126 lbs!

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    Winning at money is 80% behaviour and 20% head knowledge....Hey, if it were easy, every moron walking would be wealthy.
    ~Dave Ramsey

  4. #4
    Moderator aka AmyBob AmyBoz's Avatar
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    Very cool! Great idea!
    My Blog: http://amysreallife.com

    Amy
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    Book Challenge 2013: 37/50

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."

  5. #5
    Registered User fairydana's Avatar
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    That is a pretty good idea!! let us know how it goes!!

  6. #6
    Registered User Contrary Housewife's Avatar
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    Good luck. I don't think the two of us could manage on $200 for food and misc expenses for a month. We'd be hungry by week three!
    Use it up, Wear it out,
    Make it do, Or do without. ~unknown

    You can't always get what you want
    But if you try sometimes you just might find
    You get what you need ~Rolling Stones

    A clean house is a sign of a wasted life. ~unknown

  7. #7
    Licence to Kill Luv2BeFrugal's Avatar
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    Sounds like a great plan! You can do it!!
    Kace - married to Dh 13 years

    Love to

    Full-time homemaker, full-time college student. Always pinchin' pennies!

  8. #8
    Registered User NikoSan999's Avatar
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    Absolutely no doubt in my mind. Looking forward to reading more of your entertaining descriptions. Love it. I'm betting you will have money left at the end of the year.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Sales Challenge June
    $28.93

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    June/ Grocery
    $96.34 /Goal $300 Total

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    Eat Out No More June
    Goal 20
    Accomp/16

    No Spend Challenge
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  9. #9
    Registered User Debbie-cat's Avatar
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    Woo hoo SS! I KNOW you can do it! I will be following you along.
    Dh Bob FIL
    DS (23) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    June No Spend Days - 11 / 20
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    52 Week Saving Challenge - will remove as I add them to the envelope - W3-$3, W4-$4, W5-$5, W6-$6, W7-$7, W8-$8, W9-$9, W10-$10, W12-$12, W13-$13, W14-$14, W15-$15, W17-$17, W19-$19, W24-$24, W25-$25, W26-$26, W27-$27, W28-$28, W29-$29, W33-$33, W34-$34, W36-$36, W37-$37, W38-$38, W39-$39, W42-$42, W43-$43

  10. #10
    Registered User bumplett's Avatar
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    I think you'll do great!! Just remember that sometimes it may take a bit of imaginative shopping. Good luck, and HAVE FUN!

  11. #11
    Registered User sabrelvssammy's Avatar
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    Quote Originally Posted by NikoSan999 View Post
    Absolutely no doubt in my mind. Looking forward to reading more of your entertaining descriptions. Love it. I'm betting you will have money left at the end of the year.
    oohhh...is that a challenge niko....haha....i can make another challenge...how much of the $200 a month can i NOT spend...? hmmmm.....how many recipes can one make from a bag of beans and anything else they can pick up from out in the yard.....geez... i think DH would just go ahead and have me locked up...lol...(but you're right...i think i will have some left over...)...weehee...

    “After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
    Only then will you find that money can't be eaten.”

    ~ Cree Indian Prophecy










  12. #12
    Registered User NikoSan999's Avatar
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    Quote Originally Posted by sabrelvssammy View Post
    oohhh...is that a challenge niko....haha....how many recipes can one make from a bag of beans and anything else they can pick up from out in the yard.....
    challenge???...nah....run little squirrels, run all you little critters..
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Sales Challenge June
    $28.93

    Coupons for Year / $280.16

    June/ Grocery
    $96.34 /Goal $300 Total

    Groceries for Year
    $1118.51

    Eat Out No More June
    Goal 20
    Accomp/16

    No Spend Challenge
    Goal 15
    Accomp/12

    Change Jar
    $62.68

    Christmas Fund
    $40

    Emergency/Sinking
    $100

  13. #13
    Registered User sabrelvssammy's Avatar
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    Quote Originally Posted by NikoSan999 View Post
    challenge???...nah....run little squirrels, run all you little critters..
    oh my NOOOO....i'm a vegan...i was referring to grass and tree bark.....

    “After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
    Only then will you find that money can't be eaten.”

    ~ Cree Indian Prophecy










  14. #14
    Registered User NikoSan999's Avatar
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    Oh, I knew that and forgot. Ok then, lets see...dandelions for tea, coffee, greens. Some flowers and sure you could find lots more. There's a lady on here that does just that. Interesting...but I like my Folgers way to well....could live with meat but gotta have my coffee
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Sales Challenge June
    $28.93

    Coupons for Year / $280.16

    June/ Grocery
    $96.34 /Goal $300 Total

    Groceries for Year
    $1118.51

    Eat Out No More June
    Goal 20
    Accomp/16

    No Spend Challenge
    Goal 15
    Accomp/12

    Change Jar
    $62.68

    Christmas Fund
    $40

    Emergency/Sinking
    $100

  15. #15
    Registered User sabrelvssammy's Avatar
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    i think i better take the garden serious this year.... (and i cannot grow a garden to save my life)...dh thinks its hysterical... i get all excited...plant all this stuff...half doesn't come up...the other half dies...(and i do water it)... however i can grow tomatoes, green peppers, squash...so we will be eating lots of those....

    (or i could just wait til dark and steal everything out of the neighbors garden...lol).....

    "huh...your garden...? its all gone...? that's terrible....what do you think happened....? i tell ya...the world has gone to hell in a handbasket"....

    “After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
    Only then will you find that money can't be eaten.”

    ~ Cree Indian Prophecy










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