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01-01-2010, 06:18 PM #1Registered User
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armed with $200 cash, a log, and a mission to get thru the month
its a brand new month of a brand new year so its time for a brand new challenge in dh's & my life...
for 2010 we are going to attempt to live on $200 a month CASH for all 'variable' expenses....this includes all groceries, catfood/litter, hba's, eat outs, & other x-tras....
dh pays the 'fixed' expenses of mtg, utilites, cable, insurances, prop taxes, his allowance, funds the retirement, savings & EF accts....
his car/gas & cell phone are company...my car/gas are now incorporated into my company & cell phone/internet are already company responsibility...we have no other loans, expenses....(other than our last cc payment which monies have already been ear-marked)...
so that leaves us with just the chore of day-to-day living....we have created a log that i will be able to start with $200 at the beginning of each month and subtract any and all expenses that i encounter throughout the month....if there is any left over i can carry over the amount to the next month....
my other challenge of putting away .25 for each dollar spent still stands...which means from the x-tra monies that i receive thru my survey work and my jewelry making business i will be required to put a minimum of $50 away each month into my 'vaca & x-mas bottles'.... all x-tra will be divided into our envelopes (clothing, hair salon, b-days & special occasions)
so that is the plan...and we are excited to see how it all pans out...we think we can do it....(because in fact we practically already do)...just now we will see it in blk/white...
“After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
Only then will you find that money can't be eaten.”
~ Cree Indian Prophecy
- 01-01-2010, 06:21 PM #2Registered User
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Wow sounds like a fun challenge! Good luck!
01-01-2010, 06:23 PM #3Registered User
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Good luck!
If you will live like no one else, later you can live like no one else.
June No-Spend Challenge: /8
12 (), 13 (), 14 (), 15 (), 16 (), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 ()
The Truly, Necessary Spending Challenge ~ What did you spend your money on today ~
2013 Lose-A-Pound-A-Week Challenge
I have 7.0 lbs to lose (as of June 7th, 2013) to get to my goal weight of 126 lbs!
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Pay off my Mortgage
$89,113.30 (as of June 7th, 2013 - 8 years, 7 months left)/$94,506.12 (as of Dec. 21st, 2012 - 9 years, 2 months left)/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
Pay off my Line of Credit
$20,330.65 (as of June 7th, 2013)/$16,907.76 (as of October 17th, 2012)
Winning at money is 80% behaviour and 20% head knowledge....Hey, if it were easy, every moron walking would be wealthy.
~Dave Ramsey
01-01-2010, 06:29 PM #4Moderator aka AmyBob
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Very cool! Great idea!
My Blog: http://amysreallife.com
Amy
Wife to
Mommy to 4 
Public School Teacher
Debt:
Mortgage - $439,686.46
Car - $20,000.38
Home Equity Loan - $25,738.83
Book Challenge 2013: 37/50
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
01-01-2010, 06:34 PM #5Registered User
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That is a pretty good idea!! let us know how it goes!!
01-01-2010, 06:43 PM #6Registered User
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Good luck. I don't think the two of us could manage on $200 for food and misc expenses for a month. We'd be hungry by week three!
Use it up, Wear it out,
Make it do, Or do without. ~unknown
You can't always get what you want
But if you try sometimes you just might find
You get what you need ~Rolling Stones
A clean house is a sign of a wasted life. ~unknown
01-01-2010, 07:20 PM #7Licence to Kill
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Sounds like a great plan! You can do it!!
Kace - married to Dh 13 years
Love to
Full-time homemaker, full-time college student. Always pinchin' pennies!
01-01-2010, 07:38 PM #8Registered User
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Absolutely no doubt in my mind. Looking forward to reading more of your entertaining descriptions. Love it. I'm betting you will have money left at the end of the year.
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Sales Challenge June
$28.93
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June/ Grocery
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Eat Out No More June
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Accomp/12
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Emergency/Sinking
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01-01-2010, 07:46 PM #9Registered User
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Woo hoo SS! I KNOW you can do it! I will be following you along.
Dh Bob FIL 
DS (23) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
June No Spend Days - 11 / 20
No Eat Out - 160 /365
11/12/13 Challenge - savings - $5,010 /$10,000
Reading Challenge - 7 /15
52 Week Saving Challenge - will remove as I add them to the envelope - W3-$3, W4-$4, W5-$5, W6-$6, W7-$7, W8-$8, W9-$9, W10-$10, W12-$12, W13-$13, W14-$14, W15-$15, W17-$17, W19-$19, W24-$24, W25-$25, W26-$26, W27-$27, W28-$28, W29-$29, W33-$33, W34-$34, W36-$36, W37-$37, W38-$38, W39-$39, W42-$42, W43-$43
01-01-2010, 08:18 PM #10Registered User
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I think you'll do great!! Just remember that sometimes it may take a bit of imaginative shopping. Good luck, and HAVE FUN!
01-01-2010, 09:45 PM #11Registered User
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oohhh...is that a challenge niko....haha....i can make another challenge...how much of the $200 a month can i NOT spend...? hmmmm.....how many recipes can one make from a bag of beans and anything else they can pick up from out in the yard.....geez... i think DH would just go ahead and have me locked up...lol...(but you're right...i think i will have some left over...)...weehee...
Originally Posted by NikoSan999
“After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
Only then will you find that money can't be eaten.”
~ Cree Indian Prophecy
01-01-2010, 09:52 PM #12Registered User
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challenge???...nah....run little squirrels, run all you little critters.. Originally Posted by sabrelvssammy
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Sales Challenge June
$28.93
Coupons for Year / $280.16
June/ Grocery
$96.34 /Goal $300 Total
Groceries for Year
$1118.51
Eat Out No More June
Goal 20
Accomp/16
No Spend Challenge
Goal 15
Accomp/12
Change Jar
$62.68
Christmas Fund
$40
Emergency/Sinking
$100
01-01-2010, 10:05 PM #13Registered User
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oh my NOOOO....i'm a vegan...i was referring to grass and tree bark..... Originally Posted by NikoSan999
“After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
Only then will you find that money can't be eaten.”
~ Cree Indian Prophecy
01-01-2010, 10:29 PM #14Registered User
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Oh, I knew that and forgot. Ok then, lets see...dandelions for tea, coffee, greens. Some flowers and sure you could find lots more. There's a lady on here that does just that. Interesting...but I like my Folgers way to well....could live with meat but gotta have my coffee
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Sales Challenge June
$28.93
Coupons for Year / $280.16
June/ Grocery
$96.34 /Goal $300 Total
Groceries for Year
$1118.51
Eat Out No More June
Goal 20
Accomp/16
No Spend Challenge
Goal 15
Accomp/12
Change Jar
$62.68
Christmas Fund
$40
Emergency/Sinking
$100
01-01-2010, 10:45 PM #15Registered User
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i think i better take the garden serious this year.... (and i cannot grow a garden to save my life)...dh thinks its hysterical... i get all excited...plant all this stuff...half doesn't come up...the other half dies...(and i do water it)... however i can grow tomatoes, green peppers, squash...so we will be eating lots of those....
(or i could just wait til dark and steal everything out of the neighbors garden...lol).....
"huh...your garden...? its all gone...? that's terrible....what do you think happened....? i tell ya...the world has gone to hell in a handbasket"....
“After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
Only then will you find that money can't be eaten.”
~ Cree Indian Prophecy
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