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Thread: Returning to FV
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01-01-2010, 09:06 PM #1
Returning to FV
I originally joined and was active in 2005/06, returned briefly in '07, but the last two years have been busy with my DD (born in Dec'07). I always loved FV and partially credit it with helping me pay down some major debts in '05/06. I am proudly debt-free now, except mortgage and student loan, both fixed at very low rates. However, for 2010 I am ready to recommit to a more frugal lifestyle, reducing our expenses so that I can fulfill my dream of becoming a SAHM to my DD (and a second one on the way). I'm looking forward to being an active member of FV community once again!
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01-01-2010, 09:14 PM #2Moderator aka AmyBob
- Join Date
- Jul 2001
- Location
- Northern NJ
- Age
- 40
- Posts
- 11,576
- Post Thanks / WTG / Hug

- Blog Entries
- 43
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Welcome back!
We missed you!
My Blog: http://amysreallife.wordpress.com
Amy
Wife to
Mommy to 4

Public School Teacher
Our Only Debt: Mortgage - $454,243.56
2012 Grocery Challenge: $474.57/$500 January
Fling 2012 Things in 2012 Challenge: 253/2012
Reading Challenge: 6 book read in 2012
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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01-01-2010, 09:15 PM #3Registered User
- Join Date
- Dec 2008
- Location
- Minnesota
- Age
- 47
- Posts
- 22,743
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- Blog Entries
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- 129
Hi and welcome back!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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01-01-2010, 09:16 PM #4Founder
- Join Date
- Apr 2001
- Location
- Michigan
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Welcome back.
If you'd like to help support Frugal Living by Sara Noel, my syndicated column, e-mail, write, or call the managing editor at your local newspaper and ask them to publish it in print or online. It's internationally syndicated through Universal Uclick. Thank you for supporting Frugal Village.
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Family blog: Sign Saga!
“A monumental event can happen any day." --Peale
"Leap and the net will appear.” --John Burroughs
Would the child you once were be inspired by the adult you've become?
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01-01-2010, 10:36 PM #5
Hi and welcome back from Florida. Looking forward to reading your posts and congratulations on daughter and the one on the way. Good luck with getting to stay home.
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Challenge May
$00.00
Year / $
May/ Grocery
$/Goal $400 Total
Eat Out No More May
Goal 20
Accomp/18
No Spend Challenge
Goal 10/
Accomp/15
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01-02-2010, 12:35 AM #6
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01-02-2010, 10:28 AM #7
Hi and welcome back!
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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01-02-2010, 07:17 PM #8
Hi and welcome back to Frugal Village, Lucky Star! This is definitely a great place to hang out if you're trying to reduce debt and become motivated.
An obstacle is what comes up when you lose sight of your goal.
Daily Fix It, Sort It, or Clean It Challenge
May No-Spend: 9/12
"A penny saved is a penny earned!" 
1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()
2012 Lose-A-Pound-A-Week Challenge
I have 12.0 lbs to lose (as of Mon, May 14th, 2012)
Personal
Pay off my Morgage
$102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate
)/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
Pay off my Line of Credit
$6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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01-02-2010, 07:32 PM #9Moderator
- Join Date
- May 2007
- Location
- Portland, Oregon area.
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- 51
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- 3,501
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- Blog Entries
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Hi and welcome back!
-Suzanne
Challenges:
Pound A Week - 237.2 / 227.8 / 135
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01-05-2010, 06:13 PM #10
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