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Thread: Newb!

  1. #1
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    Default Newb!

    Hey guys I'm brand new to the site! I just got laid off from my job and am currently trying to downscale almost everything my husband and I do. Which I am finding is somewhat hard to do when we have downscaled almost everything before hand. We have been working on paying off my student loans since August and have right about 8k more to go on them, down from the 20k that we started with. We are large believers of if it isn't broke don't fix it and buying things used. Our friends think we're nuts sometimes but, eh.

    That's about where we're at and I'm excited to be a member of this forum!

    Oh and the two blogs in my sig, one is kinda a food/whats going on blog and the other is our debt blog. I try to post in them on a regular basis but who knows when I get to them .

    Hi everybody!

  2. #2
    Registered User Debbie-cat's Avatar
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    Hi and welcome from Minnesota!

  3. #3
    Registered User frugalfranny's Avatar
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    Glad you are here.
    Travel light. The baggage of the past can only hold you back.

    January Book List

  4. #4
    Moderator mauimagic's Avatar
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    Aloha from Hawaii!! Glad you joined us!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  5. #5
    Moderator aka AmyBob AmyBoz's Avatar
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    from NJ! We're so glad to have you here!
    My Blog: http://amysreallife.wordpress.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
    Fling 2012 Things in 2012 Challenge: 253/2012
    Reading Challenge: 6 book read in 2012

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."

  6. #6
    Registered User NikoSan999's Avatar
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    Hi and welcome from Florida. Looking forward to reading your posts. Jump right in.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
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  7. #7
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    Welcome to the family from Northern NY.

  8. #8
    Registered User ilovechocolate's Avatar
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    Hi and welcome! You'll learn lots here at the Village.

  9. #9
    Registered User ohio47's Avatar
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    Welcome from Ohio!

  10. #10
    Registered User wwe11's Avatar
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    Hi and welcome!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF

  11. #11
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    Thank you so much for the warm welcome! Since I have been laid off it has been so important to tighten up more than we have before, which is how I found this website.

  12. #12
    Registered User Sassyclass's Avatar
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    Hi and welcome from Ohio.

    Cat

  13. #13
    Registered User ohwhataday03's Avatar
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    Welcome from Michigan!

  14. #14
    Registered User beverlyhouts's Avatar
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    Welcome from Ohio!

  15. #15
    Registered User piney's Avatar
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    Hi and welcome this is the place to be to get good answers i spend to much time here but i enjoy it here.

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