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  1. 01-18-2010, 09:17 AM #1
    NikoSan999
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    Default Happy Birthday joyofsix



    Happy Birthday joyofsix !!! Hope you have a wonderful day and wishing the best for you in the coming year!!!

    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Challenge May
    $00.00
    Year / $

    May/ Grocery
    $/Goal $400 Total

    Eat Out No More May
    Goal 20
    Accomp/18

    No Spend Challenge
    Goal 10/
    Accomp/15
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  2. 01-18-2010, 09:26 AM #2
    mombottoo
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    Talking

    Happy Birthday!!! Hope you have a wonderful day!
    "Life is what happens while you are busy making other plans." John Lennon
    "Infinite goodness has wide arms." Dante

    Change & Penny Challenges:
    Penny : $22.07
    Change : $97.70
    $ bills : $22.00


    Grocery Challenge:
    Grocery $400 per month: $0/$400 March
    Running Total (updated monthly): $751.73

    Savings Challenge:

    $100.36/$3,000 to replenish BEF

    2012 Coupon Savings Challenge:
    : YTD: $308.41

    2012 Fling Challenge: 691/2012
    20 Wishes Challenge: 2/20
    2012 Sell Stuff Challenge: /60
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  3. 01-18-2010, 10:05 AM #3
    wwe11
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    Happy B-day!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  4. 01-18-2010, 10:07 AM #4
    Debbie-cat
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    Default

    Happy Birthday!
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  5. 01-18-2010, 10:07 AM #5
    AmyBoz
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    Happy Birthday!!! Enjoy your day!
    My Blog: http://amysreallife.wordpress.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
    Fling 2012 Things in 2012 Challenge: 253/2012
    Reading Challenge: 6 book read in 2012

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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  6. 01-18-2010, 10:08 AM #6
    frugalwarrior2
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    Default

    Happy Birthday Jof6.
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  7. 01-18-2010, 10:08 AM #7
    cab54
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    HAPPY BIRTHDAY, joyofsix!! Have a great day.
    ______
    Cheryl

    "I am still determined to be cheerful and happy in whatever situation I find myself. For I have learned that the greater part of our misery or unhappiness is determined not by our circumstance, but by our disposition." -------Martha Washington
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  8. 01-18-2010, 12:12 PM #8
    lovestoread
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    Happy birthday!!!!!!
    Sheri











    GO COLTS!!!!!


    Wife to Dale
    Mom to Paige and Abbie
    dogmom to Casey and Callie
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  9. 01-18-2010, 12:47 PM #9
    pinetree
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    Happy Birthday, enjoy your special day!
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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  10. 01-18-2010, 01:54 PM #10
    miss_thrifty
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    Happy Bday!!! Hope u have a wonderful day.
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  11. 01-18-2010, 04:49 PM #11
    joyofsix
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    Thank you all! I took my kids to the Children's Museum in Indy today for free and am coming home to crockpot and homemade cake. Is that a frugal birthday or what?
    Mom to Emma, Spencer, Connor, Lily,Fletcher, Amelia and Adeline.

    Mortgage $78,500/$15,200
    EF 3 mo income barring
    anymore emergencies
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  12. 01-18-2010, 05:33 PM #12
    Michelle68
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    Hope you have a great Birthday!
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  13. 01-18-2010, 05:43 PM #13
    mauimagic
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    Quote Originally Posted by joyofsix View Post
    Thank you all! I took my kids to the Children's Museum in Indy today for free and am coming home to crockpot and homemade cake. Is that a frugal birthday or what?
    Not only is that a frugal birthday - sounds pretty terrific to me!!

    Hope the rest of your year matches your special day!! Happy Birthday!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  14. 01-18-2010, 05:45 PM #14
    Surilda
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    Happy Birthday, joyofsix! Hope you are having a wonderful day!
    You have succeeded in life when all you really want is only what you really need.
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  15. 01-19-2010, 01:24 AM #15
    frugalfranny
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    Hope you had a very special day and enjoyed every minute of it!!
    Travel light. The baggage of the past can only hold you back.

    January Book List
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