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  1. 01-28-2010, 02:12 PM #1
    AnW819
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    Default Such good news!!!

    So this morning we forked out $270 for the application fee @ the apartment we wanted and that paid for some of first months rent if we got approved. She said okay come back in an hour. So DH and I got breakfast...then we were on our way to find out if we got approved. I was having terrible anxiety so I told DH to just go in because I figured it would be a no go. He comes out and told me we got approved!! We went back in and she said our credit was TERRIBLE but because we make good money, and we don't owe a lot of money they called the owner and he said to give us an apartment!!! I was crying I was so happy!!! They can tell we are good people!

    They waved the $300 pet fee for us, and instead of paying $30 a month for the cats we only have to pay $10!!!

    And also, she has us moving in the middle of the month, which means we need less down so we are moving in March 15th! 6 more weeks!! I am so excited and happy because bad things really happened last night with my dad.

    He came home early from work (like really early) and I was like hey whats up why are you home so early? He said, I have work to do. 15 minutes later, he comes down stairs because he invited his ex g/f over (I guess gf again now?) and they go upstairs. Dad leaves his dog down stairs with me which is a PITA because he always goes after the cats. Anyway---its like 1am and I am beat and decide to go to bed and leave the dog downstairs. As soon as I lay down I hear the dog go after the cats. I run down stairs and yell at the dog to get upstairs (he usually goes in my room), but no the dog decides to bust into my dads room where I see him and her doing the dirty. My dad did not even shut his door all the way. I noticed it was open a bit. Gosh!!! I could not believe it. I cryed myself asleep. I was so upset over this for some reason. I am not sure why, but I am.

    So needless to say, I am happy as heck to move!! We went to Kmart today, and put things we need on Layaway and will pick it up the day of our move (which is in the budget!).

    Happy day...bad night.
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  2. 01-28-2010, 02:33 PM #2
    Nana2two
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    So happy for you guys.. Has far as your dad. He needs to to keep the door shut lol. It a little to much show and tell!
    If you want to live a happy life, tie it to a goal. Not to
    people or things.
    - Albert Einstein
    ~~~~~~~~~~~~~~~~~~~~~~~~~~
    Life is not always fair. Sometimes you get a splinter even sliding down a rainbow.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~
    Don't wait for a crisis to look at your finances differently. Look at them differently now and avoid the crisis.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~
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  3. 01-28-2010, 02:37 PM #3
    Greebo
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    Congratulations - and nice to know you won't need quite such a large downpayment!

    Good luck with the move!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  4. 01-28-2010, 02:40 PM #4
    AnW819
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    I know!! We need a bit less than $2000 down. I budgeted $3500 so its a lot less down!
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  5. 01-28-2010, 03:39 PM #5
    Ceashels
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    Congratulations! Sometimes life happens in a timely fashion.
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  6. 01-28-2010, 03:46 PM #6
    AnW819
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    Yes it does!!!
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  7. 01-28-2010, 03:46 PM #7
    Libby
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    Congrats Ash Keep saving up them purdy pennies!!
    I still pick up pennies found in the parking lot - they really do add up!
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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  8. 01-28-2010, 03:53 PM #8
    dcompton
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    That's great. Your life will be much better in many ways when you are in your own place. It also sounds like you have found a good landlord. I'm sure they won't be disappointed with their decision to trust you.
    Donna

    Use It Up 2012:
    Lapghans: 5
    Baby afghans: 1
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  9. 01-28-2010, 04:01 PM #9
    Greebo
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    Quote Originally Posted by dcompton View Post
    That's great. Your life will be much better in many ways when you are in your own place. It also sounds like you have found a good landlord. I'm sure they won't be disappointed with their decision to trust you.
    Yeah they better not be. I ain't far from NJ and can still drive up there and SMACK AnW upside the head if needed.
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  10. 01-28-2010, 04:09 PM #10
    Palooka
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    Congrats! Great news.
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  11. 01-28-2010, 04:09 PM #11
    AnW819
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    Quote Originally Posted by Libby View Post
    Congrats Ash Keep saving up them purdy pennies!!
    I still pick up pennies found in the parking lot - they really do add up!
    Thanks so much!!! The lady that approved us today, her name was Libby to!!!

    Quote Originally Posted by dcompton View Post
    That's great. Your life will be much better in many ways when you are in your own place. It also sounds like you have found a good landlord. I'm sure they won't be disappointed with their decision to trust you.
    We have definitely found such awesome land 'people'. I don't know what multiples would be called. The landlord use to be a cake decorator. Funny, huh??

    Quote Originally Posted by Greebo View Post
    Yeah they better not be. I ain't far from NJ and can still drive up there and SMACK AnW upside the head if needed.
    They will love us bunches!!! And no smacking, I will tell Ceashels on you!!!!!!! (hopefully she will not do any smacking!)
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  12. 01-28-2010, 04:14 PM #12
    Greebo
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    Quote Originally Posted by AnW819 View Post
    They will love us bunches!!! And no smacking, I will tell Ceashels on you!!!!!!! (hopefully she will not do any smacking!)
    You ain't had smacking so good till you've had a ceashels smacking!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  13. 01-28-2010, 04:14 PM #13
    NewLeaf
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    I am sooooo happy for you, you reallly deserve this. Just keep your budget and don't go spending on things you can wait for and you will do great. You have a new "lease" on life (ha ha).

    I think you and dh will be happier in your own place. Good luck and keep us posted.
    Truck paid off 12/07(paid in full)
    Van paid off 2/09
    Orthodontist(paid in full 2/09)
    Furniture paid in full 7/10

    cc#1 $700 Paid In Full
    cc#2 $1000 Paid In Full
    cc#3 $2400 paid in full
    cc#4 $6337 paid in full
    cc#5 $1500 paid in full

    Coupon savings: Jan 2011 $200
    Feb 2011 $100

    Emergency Fund $1000

    Vacation Fund $1500
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  14. 01-28-2010, 04:18 PM #14
    AnW819
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    Quote Originally Posted by Greebo View Post
    You ain't had smacking so good till you've had a ceashels smacking!
    Well, crap!

    Quote Originally Posted by NewLeaf View Post
    I am sooooo happy for you, you reallly deserve this. Just keep your budget and don't go spending on things you can wait for and you will do great. You have a new "lease" on life (ha ha).

    I think you and dh will be happier in your own place. Good luck and keep us posted.
    Thanks so much! We will definitely be a lot happier!!!
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  15. 01-28-2010, 04:38 PM #15
    ladytoysdream
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    Sounds like real good news ...congrats
    Hopefully a lot less stress for you two.

    Don't forget about thrift stores, craigslist, etc for household stuff. It doesn't all have to be new.
    --------My signature--------
    The economy is now uncharted waters... grab a oar and start rowing. ~~
    Put the frog in pot, turn up the heat real slow, and the frog doesn't hop out. And by the time he realizes, he should , it's too late... think about it.
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