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02-15-2010, 12:47 PM #1Registered User
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anything you regret spending money on in 2009 ..?
well now that 2009 is over and 2010 is in full swing and we have re-worked our yearly budgets while looking over the past years expenses... is there anything you regret spending money on that you wish you hadn't...? (besides things you HAD to buy like tires, stoves or stitches...) maybe a one-time big thing...or repeated items like cigs or cokes or too much clothing.... if you had to do it again...(which you CAN, called 2010).... what did you buy and promise yourself you will do better in the coming year....?
for me...it was junk food & candy....even though i always seemed to get it all on sale/clearanced....we didn't NEED it.... and we blew alot of cash on it.... and i found that in January i was still hard at it on the 'junk food train'.... i have pretty much curved the candy monster since x-mas time and am still RUNNING away from it... but the snack foods were still very 'untamed'...
so for the past few weeks i have been trying diligently not to buy much (dh gets it in his lunches so we have to have some here)...but not the overflowing cabinets full like years past... there's just too much temptation and i can tend to get very lazy and instead of making a salad like i should be doing i will grab a bag of fritos and call it dinner... and the more junkfood i eat...the more i have to buy....(not to mention what it has done to my overall health)....
with less in the house i don't automatically grab it because i know i need to have it for dh's lunch... when it's gone i have to go out and spend more money to replace it... and when i see how much money i have spent and how much more i will spend it's become a great motivator....and it has spilled over to me making more from scratch too instead of buying little debbies and other stuff...
so my regrets are the little 'junk' items that i let infiltrate my life....2010 is going to be much, much better.....
anyone else have a regret or two ????.....
“After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
Only then will you find that money can't be eaten.”
~ Cree Indian Prophecy
2012 goals:
Weight today: 115.2
Goal weight for next weigh-in (4/7): 113.5
Final Goal Weight: 110Goal weight date: May 18, 2012
Loss/Gain since yesterday: Total loss to date: 9.2 lbsDays until final goal weight:
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02-15-2010, 12:52 PM #2
My biggest "regrets" are paying for things to be fixed/replaced that should have been taken care of in the first place. In addition, having to buy something I needed because it was lost or put up where I could not find it.
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02-15-2010, 01:14 PM #3
Yep, a big one. $4000 on a Toyota Landcruiser that was supposed to be suitable as a daily driver AND a offroad fun-buggy for DH. After we had it for a couple days, he and I both realized that commuting with this thing 60 miles a day just wasn't going to work. So now he has another toy. I don't think he tried to pull the wool over my eyes or anything, but I do wonder what the heck either of us was thinking!
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02-15-2010, 01:34 PM #4Registered User
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I think the only thing I regret spending money on is fast food.
Wife to DH since 10/31/2002!
Mom to DS #1 08/13/98 Mom to DS #2 09/11/03

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02-15-2010, 02:37 PM #5Registered User
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1999 Mercury Sable
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02-15-2010, 02:45 PM #6
I just wish I had budgeted and saved more.
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02-15-2010, 03:05 PM #7
so many things...
junk food..
also food because i didn't make a menu or keep track of what i actually had.
fourwheeler dh had to have $1,000 great deal he said... I was like not a good deal coming from whom it came from... someone who would beat on it etc...however absolutely had to have it...i give in easily because i hate playing the mommy role and he is an adult and blah blah blah...so $1,000 for this four wheeler and sure enough less than 6 months later it seized up and is no longer driveable... mmmm..
$3,600 on a truck.... that dh had to have again.. we payed cash.... so not to bad... however we inherited a truck less than 3 months later that dh loved so much more... so dh took the truck and traded it in on a car for me because my explorer died and we gave them an extra $1,000 dollars for the car... ugh! again....why not take the $1,000 and fix the explorer that i absolutely loved....and still have the truck and sell it for what we paid for it...
ummm.... what else....going to the thrift store and buying things that i did not need. (only go 1 or twice a month now...)
umm.....this year so far....
cell phones at $128.00 a month that we so don't need... net10's or tracfones would work just as good for probably half the price a month....we are in an 18 month contract though...
paying for dishnetwork when there is nothing on for the next 18 months because again i am in a contract....when i could just use netflix.....or purchase dvd's sets that i would have something to show for it...
however guarantee that once these contracts run out.....i will be getting rid of both....
umm......the money i could save and have now realized after writing this post that i need to get more serious....
Thanks!
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02-15-2010, 03:07 PM #8Registered User
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I pulled out all the stops on one of my hobbies. I'm not sure why I was in such a Buy-It-All-There's-No-Tomorrow mode in that one area. But it won't be repeated. I have a lifetime supply, and will probably have to take some of it with me!
Donna
Use It Up 2012:
Lapghans: 5
Baby afghans: 1
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02-15-2010, 03:34 PM #9
Nothing. I'm trying to have less stress about money issues and regret just leads to stress for me. So I don't regret anything I bought.
S
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02-15-2010, 03:39 PM #10
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02-15-2010, 03:41 PM #11
Regretted spending money on that fast food meal that made me sick!!!

Can't spend life regretting......just move on.......
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02-15-2010, 04:17 PM #12
Thrift store clothes. Seriously, some pieces I now look at and think, what was I thinking.
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02-15-2010, 06:12 PM #13
Nothing comes to mind really, but I try not to regret stuff like that. I try just to look at it as a life-lesson.
Working on Our Debt a Day at a Time:
Chase #1: Paid $1307.12 of $1925.04
Bank of America: Paid $1054 of $1600
Dillard's: Paid $953 of $1750
Medical (too much to list so I am going one at a time):
Amex #1: Paid $3975.50 of $3975.50 Paid in Full 3/09
Chase #2: Paid $4489.75 of $4489.75 Paid in Full 12/09
Macy's: Paid $337.24 of $337.24 Paid in Full 9/10
Lane Bryant: $300 of $300 Paid in Full 7/10
MRI Paid $1080 of $1080 Paid in Full 2/11
Amex #2: Paid $8286.17 of $8286.17 Paid in Full 7/11
Foot Surgery: Paid $1759 of $1759 Paid in Full 8/11
Furniture: Paid $2000 of $2000 Paid in Full 3/12
2012 Fling 319/2012
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02-15-2010, 06:26 PM #14
I would have to say fast food, craft items that i have not even started yet!
If you want to live a happy life, tie it to a goal. Not to
people or things.
- Albert Einstein
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Life is not always fair. Sometimes you get a splinter even sliding down a rainbow.
~~~~~~~~~~~~~~~~~~~~~~~~~~
Don't wait for a crisis to look at your finances differently. Look at them differently now and avoid the crisis.
~~~~~~~~~~~~~~~~~~~~~~~~~~
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02-15-2010, 07:08 PM #15
Don't quite regret it, but I'm NOT buying lottery scratch off tickets this year like I did last year. Coulda paid off a couple credit cards with what I "invested" last year.
BEF fully funded
Debt Reduction -
Orchard - $0.00
Citi card - $9116 >>>0!!!<<<- closed
to ME!!!!
Advanta card - $6746 >>0<<- yes,yes, yes!!!
Repoed van - $150/month for eternity - OK, not quite - $10,997.44
mortgage - 63873
heloc - July '11 - $12,000 8,203
Frugal Village =
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