Beginner
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Thread: Beginner

  1. #1
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    Smile Beginner

    Hi, How are you? Well this is my first time at something like this. I'm still learning how to use this site. I'm very happy to be a part of your site and hope i use it well an hope I learn lots of stuff.

  2. #2
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    Default welcome...

    and you will be very happy that you found this site...they are very helpful and you find that things you thought were unattainable are actually very attainable indeed as long as you take heed and listen to all their wonderful advice..

    Take care and have fun!

  3. #3
    Registered User NikoSan999's Avatar
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    Hi and welcome from Florida! Look forward to reading your posts!
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon/Sales Challenge/October
    $103.86

    October/ Grocery
    /Goal $200.00 Total $63.25

    Eat Out No More Oct
    Goal 20
    Accomp/24


    No Spend Challenge
    Goal 10
    Accomp/14

    Change Jar 2014
    $

    Christmas Fund 2014
    $

    Emergency/Sinking
    $100

  4. #4
    jcd
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    Hi. Please stick around and share with us!

  5. #5
    Founder Sara Noel's Avatar
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    to frugal village.

  6. #6
    Registered User piney's Avatar
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    Hi and welcome from Arkansas you will enjoy it here beware it habit forming but a good habit.

  7. #7
    Registered User mamamia's Avatar
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    You'll be happy to know that by joining the FV, your life has just changed for the better! You're going to be so happy you found this place, and we at the FV, are so happy to welcome you!

    Welcome aboard

    Looking forward to seeng you here!

    Theresa

  8. #8
    Registered User frugalfranny's Avatar
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    Glad you have joined us.

  9. #9
    Super Moderator Darlene's Avatar
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    :welcometofv:

  10. #10
    Registered User Sassyclass's Avatar
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    Welcome to the FV family from Ohio.

    Cat

  11. #11
    Registered User Debbie-cat's Avatar
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    Hi and welcome from Minnesota!

  12. #12
    Registered User ilovechocolate's Avatar
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    hi and welcome from Georgia!

  13. #13
    Moderator aka AmyBob AmyBoz's Avatar
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    Welcome to the village, Snow Monkey!!!

  14. #14
    Moderator mauimagic's Avatar
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    Aloha and welcome from Hawaii!!
    No spend days: J 9/16
    Monthly exercise: J 165/930
    Monthly savings: J-202, F-186,M-170,A-154, M-137, J-118, J-102, A-86, S-70, O-54, N-38, D-28

    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
    __________________

  15. #15
    QM
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    Hi and welcome to Frugal Village from Ontario, Canada!
    If you will live like no one else, later you can live like no one else.


    2014 Lose-A-Pound-A-Week Challenge
    On September 20th - 136.4 lbs
    1st goal will be 135 lbs
    2nd goal will be 132 lbs
    3rd goal will be 130 lbs
    4th goal will be 128 lbs
    5th goal will be 126 lbs

    September No Spend Challenge /10 No Spend Days
    21st (), 22nd (), 23rd (), 24th (), 25th (), 26th (), 27th (), 28th (), 29th (), 30th ()

    Personal
    Pay off my Mortgage
    $59,364.93 (as of October 17th, 2014 - 5 years, 6 months)
    $73,670.29 (as of December 29th, 2013 - 7 years, 0 months left)
    $94,506.12 (as of December 21st, 2012 - 9 years, 2 months left)
    $108,631.38 (as of December 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit#1 - General
    $22,206.52 (as of October 3rd, 2014)
    $19,058.22 (as of July 28th, 2014)
    $10,784.38 (as of December 20th, 2013)
    $20,330.65 (as of June 7th, 2013)
    Pay off My Line of Credit #2
    $29,134.77 (as of October 3rd, 2014)
    $35,308.44 GRAND TOTAL
    Breakdown of Grand Total - see below
    $828.42 undercoating for new van
    $1,743.27 eavestrophs on our house
    $1,736.75 new walkway in the front of our house
    $31,000 van

    Winning at money is 80% behaviour and 20% head knowledge....Hey, if it were easy, every moron walking would be wealthy.
    ~Dave Ramsey

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