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Thread: Introduction

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    Default Introduction

    Hi everyone,
    I am pleased to have found this forum! I finally have a good job, but I have significant credit card debt from the 2 years that I wasn't steadily employed, as well as student loans to pay off, so I am looking for ways to cut my monthly expenses.

    Generally, I already have pretty frugal habits. I do a large shopping once a month. I very rarely eat prepared foods, make my own granola and yogurt, prepare meals in advance, and rarely eat meat as a main course. I still end up spending about $200/month on groceries (including sundries like paper towels, soap, laundry detergent, etc).

    I am starting to use coupons that I can print off online, but there aren't many coupons for the types of items I use most, and I find it almost impossible to find coupons on items like laundry detergent, which I find very expensive. (Is it just me or has the cost of laundry detergent doubled in the past year?)

    I am hoping to learn a lot from all of you about ways that I can prune my budget back so that I can get those *&*%^* credit cards paid off!!

    Best,
    Sheila

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    Founder Sara Noel's Avatar
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    to frugal village.
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    Registered User Debbie-cat's Avatar
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    Hi and welcome from Minnesota!

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    Hi and welcome you have come to the right place

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    Glad you have going us.

    Looking forward to hearing from you in the forums.
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    Aloha and welcome from Hawaii!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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    Hi and welcome, Sheila! The Village is a great place---you'll learn lots. Don't be afraid to ask for help. Everyone here will be willing to help you.

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    Registered User NikoSan999's Avatar
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    Hi and welcome from Florida! Look forward to reading your posts...jump in!
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

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    Moderator aka AmyBob AmyBoz's Avatar
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    Welcome to the village, from New Jersey!
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    So nice to meet you Sheila and welcome to FV. You may want to look into making your own laundry soap. There are threads here that will tell you how. I started about 6 months ago and will never buy it again.

    Cat

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    Hi and welcome to Frugal Village from Ontario, Canada!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

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    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

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    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)

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