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  1. #1
    Registered User terrielyn's Avatar
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    Wink Hello from VA...

    Hi all - my name is Teresa and I live in VA. I have two daughter 23 & 18. My youngest lives with me and she now has a 5 wk old daughter. My boyfriend has recently moved in with us from WV. So I am the only one in our little house that has an income.

    I am not actually new to this site, I joined here several years ago and then lost my links and I stumbled across it again and I had a thought "I think I believe to this place and I tried to log in and lo and behold. I was right.

    So I am off on a mission. To learn to be more frugal. Well anything would be more frugal than I am. But since I now am the sole provider in a house of 3 adults and 1 infant. I have really got to find ways to cut corners. My income is barely enough for me to survive on let alone a whole house full.

    So any suggestions or stories of things you have done to make it easier to live on one income would be greatly appreciated or if you know of a topic here that would be a great help to me and my situation.

    Hugs,
    Teresa aka T

  2. #2
    Registered User Saydee's Avatar
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    Welcome from Missouri!!!

  3. #3
    Registered User Labontet's Avatar
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    Hello Teresa.
    Glad to meet you. You have come to a very fine place. Have fun learning everything from the great people on here.
    Hello from Sunny Central Florida
    Cheryl

    Gardening in zone 9B


    ~If the sight of the blue skies fills you with joy, if a blade of grass springing up in the fields has power to move you, if the simple things of nature have a message that you understand, rejoice, for your soul is alive. ~ Eleonora Duse

  4. #4
    Moderator mauimagic's Avatar
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    Aloha and welcome from Hawaii!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  5. #5
    Registered User Imarachne's Avatar
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    Hi--I'm in Virginia too ! Welcome neighbor !!
    Charity Items 3


    Change Jar
    Christmas 2011
    Books read

  6. #6
    Registered User wwe11's Avatar
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    Feb 2005
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    Ohio
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    Hi and welcome!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF

  7. #7
    Registered User ilovechocolate's Avatar
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    Hi and welcome, Teresa!

  8. #8
    Registered User Sassyclass's Avatar
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    Hi T and welcome from Ohio.

    Cat

  9. #9
    Registered User frugalfranny's Avatar
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    Or I should say welcome back.........glad you have returned!
    Travel light. The baggage of the past can only hold you back.

    January Book List

  10. #10
    QM
    QM is offline
    Registered User QM's Avatar
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    Welcome back to Frugal Village from Ontario, Canada!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (S), 2 (S), 3 (N), 4 (N), 5 (S), 6 (N), 7 (S), 8 (N), 9 (S), 10 (N), 11 (N), 12 (S), 13 (N), 14 (N), 15 (N), 16 (N), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 12.0 lbs to lose (as of Mon, May 14th, 2012)

    Personal
    Pay off my Morgage
    $102,259.86 (as of May 15th, 2012 - 10 years, 1 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,531.97 (as of May 15th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)

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